Burger Menu

Moving Home Mortgage Advice in Leeds

Receive a Free Moving Home Consultation

0113 8272263

Making your Moving Home Journey Stress-free

Some would say that finding your second home may be even more stressful than your first! Buying and selling a home at the same time can be difficult to manage on your own.

 

Our job is to make your Moving Home mortgage journey Stress-free! Claim your free Moving Home mortgage consultation in Leeds today.

 

Moving Home in Leeds?

Our trusted Mortgage Broker in Leeds has been helping people move home for over two decades, allowing us to deal with all different kinds of mortgage situations. No matter how complex or difficult you think that your circumstances are, our Mortgage Advisors in Leeds will always be happy to help and try to find you a deal best-suited for you.

 

After your free Moving Home consultation, your dedicated Mortgage Advisor in Leeds will search through 1000’s of Moving Home mortgage products on your behalf. They will try and find a competitive deal that is tailored to your specific circumstances.

 

We want to make Moving Home in Leeds as easy as possible; also aiming to find you a great mortgage deal to pair with your new home.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 001
Mortgage Lenders 002
Mortgage Lenders 003
Mortgage Lenders 004
Mortgage Lenders 005
Mortgage Lenders 006

Moving Home Mortgage Scenarios

There are many different reasons why someone may want to Move Home, it’s not unusual for people to want to move on and relocate. As a Mortgage Broker in Leeds, we deal with all different types of Moving Home scenarios, here the main reasons that we come across, see if any of these match your current situation:

 

  • Planning to move into a bigger home in Leeds to start/grow a family.
  • Relocating for a job/more job opportunity/for a fresh start.
  • Moving Home in Leeds to move closer to family.
  • Moving Home due to an unfortunate collapse in a marriage or relationship.
  • Resettling after retirement.
  • Want to rent your current property out through Let to Buy.

 

Of course, there are lots more reasons why you may want to Move Home in Leeds, so if your personal situation isn’t listed above, don’t hesitate to get in touch as we still may be able to help and recommend a suitable mortgage product for this scenario.

 

Our Mortgage Broker in Leeds has been working with Home Movers in Leeds for over two decades now, we know exactly what to expect and what deals to look for!

 

white-mobile-phone Give us a Call

Why choose us as your Moving Home Mortgage Broker in Leeds?

As an Open & Honest Mortgage Broker in Leeds, we aim to get you the best deal that will benefit your individual situation the most; we only have your best interests at heart.

 

We work for you! Our Mortgage Broker in Leeds is not tied to any particular estate agent, building society or bank, so we can search for your mortgage deal through all of our lenders freely. Banks are unable to do this as they are limited to their own products, whereas our panel consists of over 30 different lenders!

 

Here are some more reasons why you should choose Leedsmoneyman as your Mortgage Broker in Leeds:

 

  • We are usually able to turn around a Mortgage Agreement in Principle for you within 24-hours of your application.
  • You will receive your own dedicated Mortgage Advisor in Leeds, devoted to helping you achieve the best mortgage deal possible.
  • You will receive support from your Mortgage Team from 8am-10pm, 7 days a week. This makes out of office Mortgage Advice possible!
  • We will explain everything step by step, making the whole process easy to understand.
  • Our team has been working within the mortgage industry for over two decades now, it’s likely that we’ve come across your mortgage situation before.

 

For further information on how our mortgage advice service works, feel free to get in touch with our amazing team today. You should also take a look at our outstanding reviews to see how happy customers have been with their service.

 

white-review-star Our Customer Reviews

What our customers say

Common mortgage
questions

Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks. 

If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements. 

If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit. 

Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.

Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.

You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. 

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds. 

As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer. 

Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process. 

To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Leedsmoneyman

Leedsmoneyman, Wizu Workspace, 32 Park Cross Street, Leeds, LS1 2QH.

Moneyman Logo







Moneyman Logo




Moneyman Logo

Ask Your Question





    Moneyman Logo

    Moneyman Logo







    Moneyman Logo

    Book your Free Consultation

    7 Days 8am - 10pm

    Moneyman Logo

    Moneyman Logo