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Moving Home Mortgage Advice in Leeds

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We Take the Stress Away From Moving Home!

Some argue that moving home is one of the most hectic experiences in your life. Whether you’re purchasing and selling at the same time or letting out your previous property, it’s our responsibility to ease some of that anxiety and give you a service that you deserve. We want to make sure the process goes as efficiently as possible, leaving you with the result that is preferred by all.

 

As an open & honest Mortgage Broker in Leeds, we are working together with you throughout the process, without any external involvement from Banks, Building Societies or Estate Agents. Our mortgage advisors in Leeds have your best interests in heart.

 

With there help we can search thousands of mortgage products, to find you the best deal for your circumstances.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Moving Home Mortgage Advice in Leeds

Moving home is a hectic process that often leads people to get in touch and search for a mortgage broker in Leeds. Our experienced mortgage advisors have helped many customers with their mortgages when it comes to moving home. There are many reasons people may choose to do this instead of Remortgaging for Home Improvements. Some popular scenarios we have faced include;

 

  • You’re considering moving home and are wondering how much your monthly repayments or borrowed amount could be?
  • You’ve found your dream home and are ready to make an offer?
  • The offer you’ve made has got accepted, and you’re eager to get started?
  • Are you interested in letting out your current home and buying another property?

 

If you fall into any of these categories or something not listed, Get in touch, and we will see how we can help.

Why choose us as your Moving Home Mortgage Broker?

As an open & honest Mortgage Broker in Leeds, we work alongside you throughout the process, without any outside involvement from Banks, Building Societies or Estate Agents. Our advisors have your best interests at heart. Additionally, this is how we can help you;

  • We can produce a Mortgage Agreement in Principle for you, so you’re able to back up any offers you make.
  • We can explain the different types of Property Surveys available to you.
  • Recommend competitively priced Solicitors and Surveyors.
  • Go through your Mortgage Offer to ensure everything is correct.

 

For additional information, contact us to book your free moving home mortgage consultation.

What our customers say

Common mortgage
questions

Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

Your free mortgage consultation in Leeds will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

As your mortgage broker in Leeds, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Leeds. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit when purchasing a house in Leeds with High Street Lenders is typically 5%. This can be higher if you have had previous credit problems.

If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Leedsmoneyman

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