Moving Home Mortgage Scenarios
Moving Home Mortgage Advice Leeds?
Are you relocating to Leeds or looking to move within the city? Over time, many customers have managed to achieve their moving home goal with the help of our team of expert mortgage advisors.
Below are a number of home moving scenarios that our team has encountered.
How Much You Can Borrow % The Costs
We find that customers contact us in the early stages of the moving home process to get mortgage advice in Leeds. Enquiries that we commonly get from our customers include how much they would be able to borrow, at what interest rate and what their monthly repayments would be.
Need an Agreement in Principle
You will be able to obtain an agreement in principle off us after your free mortgage consultation. This is because your advisor will search 1000’s of products to find you the perfect deal. We then carry out the process of getting your agreement in principle as soon as you are happy with our recommendation. From this, you are ready to go with your agreement in principle to back up any offers that you would like to submit on your ongoing purchase in Leeds.
Your offer on a new home has been accepted
Your mortgage advisor can kickstart your full mortgage application process as long as you have had your offer accepted on your new home in Leeds. At this point, we can also support you in recommending a conveyancing solicitor as well as information on the type of property surveys.
Having trouble with the bank
If your mortgage application has been declined by the bank or building society, there could be a number of reasons why this is the case. One reason could be that you didn’t meet the credit scoring criteria, or they will not lend you a sufficient amount. Here at Leedsmoneyman, we can look into specialist lenders, therefore, it might be helpful to contact us.
For clients that may have had credit issues in the past, we work with a panel of lenders who offer specialist products that are tailored to these types of customers. As mentioned before, this always depends on your circumstance and your credit file. These products and their criteria are something our mortgage advisors in Leeds are very knowledgeable in.
Remember, the above discusses scenarios we see are popular with our customers that are looking to move home. Therefore, please don’t hesitate to contact us even if any of these categories don’t apply to you. Again it’s common for us to be faced with situations we have dealt with in the past. Our team are more than happy to support you.
Looking to move home in Leeds? We can help
Our knowledgeable mortgage advisors in Leeds will be able to help if you are planning to move home by looking into your mortgage options. From your initial query all the way to obtaining the keys to your new home.
Our team at Leedsmoneyman can provide an open and honest service to support customers who are wanting to proceed with their home moving journey. Through our experience over the years, we find there is rarely a situation that our team hasn’t come across.
If you decide to enquire with us, you will be offered a free no-obligation home mover’s review. Within this review, we will look at what your home moving goals are keeping in mind if they fit within your affordability. As well as this, we will look over your monthly payments as well as the maximum you could borrow.
As soon as you are happy with our recommendation, we will then proceed to obtain your mortgage agreement in principle. With this, you are ready to for backing up any offer that you would like to make.
If you have found your new home in Leeds and your offer has been accepted, the team will proceed in completing your full mortgage application. From here, we will manage everything all the way through completion.
As well as looking to find you the best mortgage, we will then be able to look into various surveys available to you and help with seeking solicitor quotes. To help cover your mortgage in any unexpected circumstances, your mortgage advisors in Leeds will recommend insurances that are appropriate for you.
Because we are not partnered with any estate agent, bank or builder, we work with you. If you are wanting help in achieving your moving home goal, we are happy to help.