Burger Menu

Fast & Friendly Mortgage Advice in Leeds

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Leeds- it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

For your FREE mortgage consultation call 0113 8272263

About Us

For your FREE mortgage consultation call 0113 8272263

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Leeds- it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Leeds | Mortgage Advice in Leeds

Welcome to our website Leedsmoneyman.com. We are a Mortgage Broker in Leeds & surrounding areas, here to help you with a new or existing mortgage. Our trusted team of Mortgage Advisors in Leeds is available seven days a week. Ready to recommend the best deal for you, offering open and Honest Mortgage Advice in Leeds.

 

As a Mortgage Broker in Leeds, we have an excellent reputation and years of experience combined within our team of Mortgage Advisors in Leeds. We are providing Mortgage Advice in Leeds to first-time buyers and existing homeowners.

Responsive Mortgage Advice in Leeds

Being a stand-alone Mortgage Advisor in Leeds, we work with a large panel of lenders. Whether you are buying for the first time or an existing homeowner looking to remortgage and/or capital raise. We’ll hold your hand throughout the whole process. Also, we’ll search thousands of mortgage deals on your behalf and recommend the best one for you.  Saving both your time and your money.

 

Feel free to read our genuine reviews from our customers over at Reviews.co.uk. Your Mortgage Advisor in Leeds will pride themselves on providing a responsive service.

 

Having the advantage of being a smaller and friendly Mortgage Broker in Leeds, were able to add the personal touch to all that we do, we’re here to put your mind at ease and answer any questions you have, until late, seven days a week.

We work for you | Mortgage Broker in Leeds

As your friendly and honest Mortgage Broker in Leeds, we will be by your side throughout your home buying or remortgaging process. We hope that you’ll find us incredibly helpful, adaptable, and flexible.

 

We work independently to Estate Agents, meaning that we have your sole interests at heart. We’re genuinely on your side!

 

Carrying out your mortgage consultation after work is never a problem. Rest assured of receiving professional open & honest Mortgage Advice in Leeds.  Referrals are the key to our success; therefore, customer satisfaction remains at the heart of our business.

We Are Available Every Day From Early Until Late For You to Speak to a Mortgage Advisor in Leeds

Mortgage Advisors stationed in a Bank are only able to offer products from one Lender. Therefore you are not shopping a potentially overpaying. Your committed Mortgage Broker in Leeds can search 1000’s of products from a massive number of mortgage deals. Both from the high street and Specialist mortgage lenders.

 

Bear in mind getting an appointment with your bank can be hard, especially fitting they’re around your work and family life. If you’re actively searching for properties or are ready to make an offer, this proves frustrating and could extend your process.

 

It’s also a good idea to seek advice from a Mortgage Broker in Leeds who not tied to a Bank. Here, you’ll receive a more transparent recommendation and mortgage advice tailor-made for you. You are potentially saving yourself lots of time and money down the line.

Overcoming Mortgage hurdles together

Often, getting a new mortgage can be tricky, and it can be hard to get things in the right order. Having a reputable Mortgage Advisor in Leeds on your side will prove beneficial. Common hurdles that we help our customers overcome include low credit score, being Self-Employed, outside of criteria, low borrowing capacity, and there are many more. Being an experienced Mortgage Broker in Leeds, we can usually help.

 

Our Mortgage Advisors in Leeds have worked with many customers in all situations. We are using our in-depth knowledge of lending criteria and experience providing expert Mortgage Advice in Leeds.

Free consultation | Mortgage Advisor in Leeds

Being a trusted and well-established Mortgage Broker in Leeds, we offer all of our new and existing customers a free mortgage consultation.

 

Here, your Mortgage Advisor in Leeds, will listen to your situation and find out what you are looking to do. Our customers are our priority, and as a trusted Mortgage Broker in Leeds, we’ll recommend the best deal tailored to you and ease the pressure throughout the entire purchase.

 

As a result, if you decide to use our Mortgage Advice in Leeds service, you’ll receive your dedicated Case Handler. Both your case handler and your Mortgage Advisor in Leeds will be on hand to answer all of your questions and help.

Mortgage advice in Leeds – Options:

First Time Buyer Mortgage Advice Leeds

Our Mortgage Advisors in Leeds are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Leeds

Simply, wanting Mortgage Advice in Leeds, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Leeds

Seeking a better mortgage deal by using our Mortgage Broker in Leeds, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000s of mortgage deals across a large number of lenders, including:

Common mortgage questions

Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

Your free mortgage consultation in Leeds will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

As your mortgage broker in Leeds, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Leeds. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit when purchasing a house in Leeds with High Street Lenders is typically 5%. This can be higher if you have had previous credit problems.

If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

Previous

Next

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Leedsmoneyman

Leedsmoneyman, Wizu Workspace, 32 Park Cross Street, Leeds, LS1 2QH.

Moneyman Logo

Book your Free Consultation

7 Days 8am - 10pm

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question