Fast & Friendly Mortgage Advice in Leeds
Appointments Available on Evenings and Weekends
Read our 192 Reviews
"It's not just about the mortgage, it's about the journey. Our Mortgage Advisors in Leeds will hold your hand through the whole mortgage process."
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0113 8272 263.
Book OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0113 8272 263.
"It's not just about the mortgage, it's about the journey. Our Mortgage Advisors in Leeds will hold your hand through the whole mortgage process."
Book Online4.98 Rating192 Reviews
Kim
The best customer service I have ever received from all staff members. Kayleigh who looked after my account was certainly the most authentic and approachable person i have come across in a long time, her willingness to help and go the extra mile is...
2 days ago
David
My dealings with Charlie, Meghan and the whole team were exceptional. They made the progress less daunting, provided clear and friendly advice/guidance and always responded promptly to any questions or concerns I had. They secured my loan and I...
2 days ago
Brian
Excellent service thus far. really quick, informative and efficient throughout each stage of the mortgage process
1 week ago
Daisy
Dinah was amazingly helpful, always available to text/talk on the phone at anytime. She kept me in the loop continuously and i would recommend her to everyone
2 weeks ago
Lisa
Lovely, helpful people and easy to work with. Would highly recommend.
3 weeks ago
Melanie
I would highly recommend Leo and Jennifer. They have been fantastic securing our buy to let mortgage. The process has been quick and easy - Jennifer is a star!
3 weeks ago
Oliver
Brilliant service and will recommend Tom and Kayleigh to our friends and family
1 month ago
Katherine
Tom and Kayleigh were brilliant in helping us secure our Mortgage. They had great advice and responded quickly to any queries, as well as working around our work hours. I have already recommended Moneyman to friends!
1 month ago
Samuel
Helen was very friendly and welcoming, got me booked in for an appointment to discuss my mortgage renewal. Really pleasant and professional, I'd highly recomend Leeds money man's services.
1 month ago
Jason
Would definitely recommend Leedsmoneyman Mortgage Brokers. Jason and Jennifer secured our mortgage for us - both were extremely friendly, professional and super responsive. They've both helped to make the process so straightforward.
1 month ago
Saleem
Matt and the team, were excellent from start to finish, clear, good communication, updates and demystified the current mortgage market and the approach lenders are taking. The deal Matt found was better than I had expected given current market...
1 month ago
Anonymous
helped with getting a mortgage. Very helpful.
2 months ago
Mazhar
Excellent services, in process of arranging another.
3 months ago
Soney
Having used Leedsmoneyman in the past it was natural to hire Leedsmoneyman to do my remortgage as the current deal was expiring. Leedsmoneyman searched for the best deals relevant for me. Very happy with the communication and help to get this done...
5 months ago
Scott
Great service. Found a very competitive mortgage and the service provided was very professional and informative.
5 months ago
Fay
I would recommend Leedsmoneyman to anyone looking to purchase a home. From the moment I made the initial call Dale put me completely at ease . Our mortgage advisor was Dinah. Cannot speak highly enough of Dinah . She was knowledgeable and...
5 months ago
Pamela
From my initial enquiry, through to receiving the mortgage offer, Moneyman have been brilliant. At each stage, they made me feel very valued as a client and nothing was too much trouble. They found exactly the right product for me very quickly and...
5 months ago
Michelle
Fantastic initial phone call with Dale, who was incredibly helpful, professional & friendly.
7 months ago
Ricardo
Great experience, my main contact point was Charlie and he has been fantastic taking the time to explain everything and making sure our application was successful. Highly recommended!
7 months ago
Stephen
Excellent service, friendly and professional. Listened to my needs and acted on them, providing sound advice and support throughout the purchase of my new property. Can’t thank them enough and would recommend Leedsmoneyman to anyone looking...
7 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Leeds | Mortgage Advice in Leeds
Welcome to the online home of a reputable Mortgage Broker in Leeds, Leedsmoneyman. With a team of skilled Mortgage Advisors in Leeds available, we can provide help and support throughout your mortgage process keeping you updated every step of the way.
We strive in making the mortgage journey as stress-free and simple as possible. Part of our service here is to make sure that all our experienced Mortgage Advisors in Leeds give all new and existing customers an open and honest experience ensuring you are kept in the loop at all times.
Our team can help you obtain a mortgage in Leeds
All new and existing customers who get in touch through the ‘get started’ process or phone are offered a first class service from our Mortgage Advisors in Leeds. If you are wondering how a Mortgage Broker in Leeds like Leedsmoneyman can help you, take a look at our genuine reviews that highlight how we have helped customers in the past on their mortgage journey.
The benefit of having a Mortgage Broker in Leeds by your side is that we have access to a large panel of lenders giving us the chance to look through 1000’s of deals to find you the most appropriate product for your circumstance, with a number of them not being on offer from your high street bank. Our team can shop around and compare deals for you to save you time and money which differentiate us from banks.
With over 20 years in the mortgage industry, we have helped a plethora of customers achieve their mortgage dreams, Being in this industry for many, we have been able to encounter many situations which means it’s rare for us to come across a situation we haven’t experienced before.
Mortgage Advice in Leeds – How does it work?
As a fast & friendly Mortgage Broker in Leeds, our role is to find you the most appropriate mortgage or remortgage deal for your situation. Take advantage of our free mortgage appointment we offer which you can book at a time that works with your schedule. In some cases, we can offer an appointment on the same day, subject to availability.
Your free consultation can give you the opportunity to explain your situation to your dedicated Mortgage Advisor in Leeds. They will ask you questions in order to have an idea of your financial situation as well as understand what your mortgage aims are.
With this information, your Mortgage Advisor in Leeds will search through 1000’s of deals to find you a product that is fitting for your circumstances. This will be explained to you in further detail in your initial mortgage appointment.
From this, we will advise the most appropriate deal for your circumstances. When you are satisfied with the deal offered, we will then move on to the next step o obtaining a mortgage agreement in principle.
Having this agreement in principle with you, it’s then time for you to go find the property of your dreams and place an offer. If you have had an offer accepted, get in contact with your Mortgage Advisor in Leeds and we can then move forward with your mortgage application.
This is where our team move forward with your full mortgage application. At this time, your allocated case handler will keep you in the loop about the process all the way to receiving your formal application.
Our team aim for a stress-free process when you are on your home buying or remortgage journey. We also work hard in overcoming any mortgage hurdles that we may encounter in the journey. As part of our responsive service, we always ensured you are updated all the time, even after completion to make sure your mortgage is still appropriate for you.
Get in touch with your Mortgage Broker in Leeds
Getting the help and support of an expert Mortgage Broker in Leeds could be beneficial if you are beginning your mortgage journey. We are available 7 days a week to work hard in helping you reach your mortgage goals. Whether you are a First Time Buyer, Moving Home or a landlord looking for a Buy to Let mortgage, or simply looking for some expert Mortgage Advice, we are here to help!
Get started on your mortgage journey by getting in touch any day of the week. Our team can get you booked in for an appointment sometimes on the same day, subject to availability.
Why Leedsmoneyman?
It’s common for the banks’ Mortgage Advisor in Leeds can provide their own product, however, there are many other deals out there to choose from.
This is where we can help as your friendly Mortgage Broker in Leeds, we have access to many different lenders so we can search through a range of deals to find you the best product for your financial situation.
Your dedicated Mortgage Advisor in Leeds is here to help!
In some cases, we do find customers have initially spoken to an advisor at a bank, estate agent or building society. They then find that these places aren’t always able to help them due to a range of reasons like credit score, maximum borrowing capacity etc, however, we often are able to.
Through our experience as a Mortgage Broker in Leeds, we have dealt with a range of mortgage cases. Utilising our detailed knowledge of these, our team can search through 1000’s of deals on your behalf to find you the perfect product for your financial circumstance.
We also work with many lenders who offer specialist products with a range of criteria which means there is a higher chance that there is a product appropriate for you.
Get in touch with your Mortgage Broker in Leeds
If you’ve already reached out to a mortgage advisor, why not try a second opinion. All our customers will benefit from a free initial appointment to speak to us today. Here at Leedsmoneyman, we have an experienced team led by mortgage expert Malcolm Davidson. Our goal is to provide fast & friendly Mortgage Advice in Leeds 7 days a week from early until late to answer any of your mortgage questions.
Book yourself in for a free mortgage appointment by going through our Book Online system or giving us a call to arrange a time best for you to receive Mortgage Advice in Leeds.
If you are looking to be updated on Mortgage Advice in Leeds news, helpful resources and internal company occasions, check out our Facebook & Twitter.
Mortgage advice in Leeds – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks.Â
If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements.Â
If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit.Â
Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.
Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.
You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.Â
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds.Â
As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.Â
Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process.Â
To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.
