Fast & Friendly Mortgage Advice in Leeds

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"It's not just about the mortgage, it's about the journey. Our Mortgage Advisors in Leeds will hold your hand through the whole mortgage process."

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0113 8272 263.

Book Online

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0113 8272 263.

Malcoms Image

"It's not just about the mortgage, it's about the journey. Our Mortgage Advisors in Leeds will hold your hand through the whole mortgage process."

Book Online

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First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

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Mortgage Broker in Leeds | Mortgage Advice in Leeds

 

Welcome to the online home of a reputable Mortgage Broker in Leeds, Leedsmoneyman. With a team of skilled Mortgage Advisors in Leeds available, we can provide help and support throughout your mortgage process keeping you updated every step of the way.

 

We strive in making the mortgage journey as stress-free and simple as possible. Part of our service here is to make sure that all our experienced Mortgage Advisors in Leeds give all new and existing customers an open and honest experience ensuring you are kept in the loop at all times.

Our team can help you obtain a mortgage in Leeds

All new and existing customers who get in touch through the ‘get started’ process or phone are offered a first class service from our Mortgage Advisors in Leeds. If you are wondering how a Mortgage Broker in Leeds like Leedsmoneyman can help you, take a look at our genuine reviews that highlight how we have helped customers in the past on their mortgage journey.

 

The benefit of having a Mortgage Broker in Leeds by your side is that we have access to a large panel of lenders giving us the chance to look through 1000’s of deals to find you the most appropriate product for your circumstance, with a number of them not being on offer from your high street bank. Our team can shop around and compare deals for you to save you time and money which differentiate us from banks.

 

With over 20 years in the mortgage industry, we have helped a plethora of customers achieve their mortgage dreams, Being in this industry for many, we have been able to encounter many situations which means it’s rare for us to come across a situation we haven’t experienced before.

Mortgage Advice in Leeds – How does it work?

As a fast & friendly Mortgage Broker in Leeds, our role is to find you the most appropriate mortgage or remortgage deal for your situation. Take advantage of our free mortgage appointment we offer which you can book at a time that works with your schedule. In some cases, we can offer an appointment on the same day, subject to availability.

 

 

Your free consultation can give you the opportunity to explain your situation to your dedicated Mortgage Advisor in Leeds. They will ask you questions in order to have an idea of your financial situation as well as understand what your mortgage aims are.

 

 

With this information, your Mortgage Advisor in Leeds will search through 1000’s of deals to find you a product that is fitting for your circumstances. This will be explained to you in further detail in your initial mortgage appointment.

 

From this, we will advise the most appropriate deal for your circumstances. When you are satisfied with the deal offered, we will then move on to the next step o obtaining a mortgage agreement in principle.

 

 

Having this agreement in principle with you, it’s then time for you to go find the property of your dreams and place an offer. If you have had an offer accepted, get in contact with your Mortgage Advisor in Leeds and we can then move forward with your mortgage application.

 

 

This is where our team move forward with your full mortgage application. At this time, your allocated case handler will keep you in the loop about the process all the way to receiving your formal application.

 

 

Our team aim for a stress-free process when you are on your home buying or remortgage journey. We also work hard in overcoming any mortgage hurdles that we may encounter in the journey. As part of our responsive service, we always ensured you are updated all the time, even after completion to make sure your mortgage is still appropriate for you.

 

 

Get in touch with your Mortgage Broker in Leeds

Getting the help and support of an expert Mortgage Broker in Leeds could be beneficial if you are beginning your mortgage journey. We are available 7 days a week to work hard in helping you reach your mortgage goals. Whether you are a First Time Buyer, Moving Home or a landlord looking for a Buy to Let mortgage, or simply looking for some expert Mortgage Advice, we are here to help!

 

 

Get started on your mortgage journey by getting in touch any day of the week. Our team can get you booked in for an appointment sometimes on the same day, subject to availability.

Why Leedsmoneyman?

It’s common for the banks’ Mortgage Advisor in Leeds can provide their own product, however, there are many other deals out there to choose from.

 

 

This is where we can help as your friendly Mortgage Broker in Leeds, we have access to many different lenders so we can search through a range of deals to find you the best product for your financial situation.

Your dedicated Mortgage Advisor in Leeds is here to help!

In some cases, we do find customers have initially spoken to an advisor at a bank, estate agent or building society. They then find that these places aren’t always able to help them due to a range of reasons like credit score, maximum borrowing capacity etc, however, we often are able to.

Through our experience as a Mortgage Broker in Leeds, we have dealt with a range of mortgage cases. Utilising our detailed knowledge of these, our team can search through 1000’s of deals on your behalf to find you the perfect product for your financial circumstance.

 

 

We also work with many lenders who offer specialist products with a range of criteria which means there is a higher chance that there is a product appropriate for you.

Get in touch with your Mortgage Broker in Leeds

If you’ve already reached out to a mortgage advisor, why not try a second opinion. All our customers will benefit from a free initial appointment to speak to us today. Here at Leedsmoneyman, we have an experienced team led by mortgage expert Malcolm Davidson. Our goal is to provide fast & friendly Mortgage Advice in Leeds 7 days a week from early until late to answer any of your mortgage questions.

 

 

Book yourself in for a free mortgage appointment by going through our Book Online system or giving us a call to arrange a time best for you to receive Mortgage Advice in Leeds.

 

 

If you are looking to be updated on Mortgage Advice in Leeds news, helpful resources and internal company occasions, check out our Facebook & Twitter.

Mortgage advice in Leeds – Options:

First Time Buyer Mortgage Advice Leeds

Our Mortgage Advisors in Leeds are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Leeds

Simply, wanting Mortgage Advice in Leeds, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Leeds

Seeking a better mortgage deal by using our Mortgage Broker in Leeds, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks. 

If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements. 

If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit. 

Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.

Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.

You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. 

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds. 

As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer. 

Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process. 

To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

© 2022 Leedsmoneyman - Mortgage Broker

Leedsmoneyman, Wizu Workspace, 32 Park Cross Street, Leeds, LS1 2QH.

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