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Leedsmoneyman Single M Home Page

Mortgage Broker
in Leeds

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0113 827 2263Speak to an Advisor - It's Free!

Mortgage Broker
in Leeds

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Enquire Online 0113 827 2263 Malcolm Davidson Managing Director of Leedsmoneyman - Mortgage Broker in Leeds
Malcolm and Amy - UK Moneyman Directors

We love helping customers that really need mortgage advice in Leeds - Something our Managing Director, Malcolm Davidson has been doing since 1997.

To speak with a mortgage advisor in Leeds, book your FREE mortgage appointment online.

We love helping customers that really need mortgage advice in Leeds - Something our Managing Director, Malcolm Davidson has been doing since 1997.

Malcolm and Amy - UK Moneyman Directors

About Us

Our Customers Love Us

Reviews Stars4.98 Rating243 Reviews

Mortgage Broker in Leeds
Mortgage Advice in Leeds

Welcome to Leedsmoneyman.com! We are proud to be your trusted mortgage broker in Leeds, a name well-known and respected in the city and its surrounding areas. Since our establishment in 2009, we have been committed to meeting the unique needs of our customers and handling their situations with the utmost care.

Drawing on our extensive knowledge and experience in the property market, we go the extra mile to ensure our customers receive the best possible solutions available. Our in-depth understanding of the mortgage market enables us to sift through thousands of mortgage deals and identify the one that perfectly aligns with your requirements.

Feel free to book your free mortgage appointment today and engage in a conversation with a skilled mortgage advisor in Leeds. Let’s explore the possibilities together.

Benefit From Open and Honest Mortgage Advice in Leeds

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We take immense pride in being open and honest mortgage advisors in Leeds. Our unwavering dedication is focused on helping customers with their mortgage inquiries and providing them with the support they need. Our commitment to delivering excellent service is evident in the positive reviews we consistently receive.

The Leedsmoneyman team of trusted mortgage advisors in Leeds is here to guide you through your mortgage journey with both simplicity and confidence.

Whether you’re entering the property market as a first-time buyer in Leeds or an existing homeowner exploring various options like moving home, remortgaging in Leeds, or considering later-life lending solutions, we are here to help you realize your mortgage objectives.

At Leedsmoneyman, we embrace a hands-on approach to mortgage advice in Leeds, accompanying you every step of the way, from the initial consultation to the successful completion of your mortgage application. Our aim is to simplify the mortgage process and make it as stress-free as possible for all those who reach out to us.

Find Out How a Mortgage Broker in Leeds Can Help You

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At Leedsmoneyman, our committed team of mortgage advisors in Leeds meticulously looks through a myriad of mortgage deals to identify the one that perfectly aligns with your specific goals. Our objective is to not only save your time but also safeguard your peace of mind by simplifying the often intricate and demanding mortgage landscape.

With our highly proficient mortgage administrators and seasoned mortgage advisors in Leeds, you can rest assured that you are in capable hands. It’s a rarity for us to encounter a situation we haven’t faced in some form before, which means we are well-prepared to navigate various scenarios and provide you with sound guidance.

Finding Solutions for Both First Time Buyers in Leeds and Existing Homeowner Remortgages

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Whether you’re a first-time buyer in Leeds or someone re-entering the property market, our service is crafted to be a valuable resource for you.

We understand that buying a new home can be a challenging endeavour, and we are here to provide unwavering support throughout the entire process. No matter the hurdles we encounter along the way, we’ll collaborate to overcome them.

For existing homeowners in Leeds exploring remortgaging options, our expertise comes into play as we meticulously scrutinize thousands of deals to identify the one that best suits your needs.

During the remortgage process, many of our clients contemplate capital-raising solutions, such as funding home improvements or consolidating debts like credit cards and loans. This is a specialized area, and we are committed to offering you transparent and candid advice, always keeping your best interests at the forefront of our recommendations.

Expertly Answering Your Mortgage Questions

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Your reliable mortgage advisor in Leeds is here to offer help and guidance on all matters related to mortgages, ensuring you have access to our expertise seven days a week, from early morning until late in the evening. Our dedicated team is just a phone call or email away, ready to provide support and answer any questions you may have about your mortgage.

Mortgage Advice in Leeds for Complex Cases

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Having been a mortgage broker in Leeds since 2009, we have encountered almost every single mortgage situation. We will consider all applications; no problem is too big for us! Don’t hesitate to call even if you believe your situation is too complicated, as it’s more than likely that we have faced that hurdle before and know exactly how to help you.

Maybe you are self-employed, a company owner, a partner, a contractor, or on a probation period with a new employer and are struggling to get a new mortgage arranged. This is where an experienced mortgage advisor in Leeds will prove highly beneficial.

Also, this will apply if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.

We have in-depth knowledge of lending criteria and experience providing expert advice to clients with all types of individual situations.

Bank versus a Mortgage Broker in Leeds

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Frequently, our clients initially approach their own bank when seeking mortgage advice in Leeds. However, many find themselves turned away for a variety of reasons, including not meeting the bank’s criteria or facing strict affordability checks, difficulties in securing appointments, or simply not being able to borrow the amount needed.

If you find yourself in any of these situations, it’s crucial to reach out to a mortgage broker in Leeds, such as our team, who are eager to help you. The sooner you seek advice from a broker, the more advantageous your position will be when you’re ready to secure a mortgage deal.

Searching Through 1000s of Mortgage Deals

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In our role as your mortgage broker in Leeds, we will diligently search through a vast array of residential and buy to let mortgage options on your behalf. Our panel includes a diverse range of mortgage lenders, encompassing both high street and specialist products.

It is advisable to consult with a mortgage broker like us even before you start viewing properties with estate agents. This proactive approach enables us to provide you with a clear understanding of your budget and to prepare a mortgage agreement in principle document, which can bolster any offers you decide to make.

Being well-prepared through early mortgage advice in Leeds positions you as ‘mortgage ready,’ potentially giving you an advantage over other prospective homebuyers who may not have taken such an organized approach when making offers on properties.

Count on Leedsmoneyman for transparent and honest mortgage advice in Leeds, available 7 days a week.

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We Search 1000s of Mortgage Deals in Leeds

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Leeds

How long does the process in Leeds take?

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Our initial mortgage appointment, provided at no cost, usually lasts approximately 30 minutes. As experienced mortgage brokers in Leeds, we take pride in a swift 24-hour turnaround for an agreement in principle.

A brief phone call is all it takes to gather the necessary information. On average, the issuance of a formal mortgage offer typically takes about three to four weeks.

What documents will I need to provide for my mortgage in Leeds?

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For employees, providing three recent payslips and the latest P60 substantiates income. Self-employed individuals in Leeds need the latest two years’ tax calculations and corresponding overviews.

You’ll also be asked for proof of ID (driving license or passport), proof of address (utility bills, tax bills, or credit card statements), and a three-month bank statement, demonstrating your deposit accumulation and explaining significant credits.

I’m self employed in Leeds, can I get a mortgage?

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Securing a mortgage while self employed in Leeds is feasible. Typically, you need to provide at least one year’s worth of accounts. Furnishing these documents significantly enhances your chances of mortgage approval.

The maximum mortgage amount is usually calculated based on salary and dividends or net profit, depending on the lender.

Can I get a mortgage in Leeds with previous credit problems?

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While previous credit issues may pose challenges, obtaining a mortgage in Leeds is possible. Some lenders might request a slightly higher deposit, around 10-15%.

How much deposit do I need for a mortgage in Leeds?

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Most mainstream mortgage lenders in Leeds require a minimum deposit of 5%. However, this percentage may be higher based on individual circumstances, especially with a history of previous credit issues.

Can I get a second mortgage in Leeds?

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It’s entirely possible to hold two concurrent mortgages in Leeds if you have the financial capacity to manage repayments for both. A second mortgage for goals like debt consolidation or home improvements is an option to explore.

How long does an Agreement in Principle last?

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An Agreement in Principle typically lasts 30 to 90 days, subject to the lender’s discretion. If it expires, renewing it is straightforward; just reconnect with your trusted mortgage advisor in Leeds.

When should I obtain an agreement in principle in Leeds?

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As a dedicated Leeds mortgage broker, we recommend obtaining an Agreement in Principle (AIP) as early as possible, ideally before property viewings. An AIP during house viewings may offer the advantage of negotiating prices.

How does the mortgage process work?

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Our mortgage process involves multiple stages, starting with a Fact Find in the initial contact. In the free mortgage consultation, your dedicated advisor searches for tailored mortgage deals.

Upon identifying a suitable offer, we kickstart the mortgage application, perform a credit check for an Agreement in Principle, and submit the full application, awaiting the formal mortgage offer.

How does the free initial mortgage consultation in Leeds work?

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Your initial free mortgage consultation with your dedicated Leeds mortgage advisor lasts around 30 minutes. We delve into your requirements, gaining a deeper understanding of your needs.

With a clearer picture of your personal and financial situation, we begin the search for mortgage deals that are an ideal match for you.

Mortgage Guides

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
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