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Fast & Friendly Mortgage Advice in Leeds

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

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We love helping all our customers, especially the ones who really need Mortgage Advice in Leeds - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.

For your FREE mortgage consultation call 0113 8272263

About Us

For your FREE mortgage consultation call 0113 8272263

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Leeds - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Leeds | Mortgage Advice in Leeds

Welcome to our website Leedsmoneyman. We are a Mortgage Broker in Leeds & surrounding areas that are here to help you with your new or existing mortgage. Our trusted team of Mortgage Advisors in Leeds are available from 8am – 10pm, 7 days a week. We are ready to recommend you with the best deal, offering open and honest Mortgage Advice in Leeds.

 

As a Mortgage Broker in Leeds with over two decades of experience within the industry, we have developed our service to suit you! We offer out of hours Mortgage Advice in Leeds so that you feel the most comfortable and secure that you can when starting your mortgage process. If you have a question, don’t hesitate to get in touch with our friendly advisors, 8am – 10pm, 7 days a week! We also offer a free mortgage consultation to every customer no matter their mortgage situation.

Responsive Mortgage Advice in Leeds

Being a stand-alone Mortgage Broker in Leeds, we work with a large panel of lenders. Whether you are a first time buyer in Leeds or an existing homeowner looking to remortgage and/or raise capital, we’ll hold your hand throughout the whole process. We’ll also search thousands of mortgage deals on your behalf and recommend the best one for you. Saving both your time and your money.

 

Feel free to read our genuine reviews from our customers over at Reviews.co.uk. Your Mortgage Advisor in Leeds will pride themselves on providing a responsive service. Customer satisfaction remains at the heart of our business.

 

Having the advantage of being a smaller and friendly Mortgage Broker in Leeds, we’re able to add the personal touch to everything that we do. We know that the mortgage process can be stressful, and that’s exactly why we want to offer a helping hand.

Speak to a Mortgage Advisor in Leeds from 8am – 10pm

Mortgage Advisors stationed in banks are only able to offer mortgage products from their own panel. It’s likely that you can access a better deal elsewhere if you choose to shop around. Our committed Mortgage Broker in Leeds can search through 1000’s of competitive products on your behalf, these include both high street and specialist mortgage deals.

 

There is usually a huge waiting list for appointments with banks, especially if you are trying to get a time that fits after work hours and family life. If you’re actively searching for properties or are ready to make an offer, you should know that you will get a mortgage appointment with one of our Mortgage Advisor in Leeds with days and sometimes hours of your enquiry. We know what it’s like when you are urging to get the ball rolling but your appointment date keeps getting pushed back!

 

Our Mortgage Broker in Leeds is not tied to a bank/building society/estate agent which means that we can access a large variety of deals across our panel of 30+ lenders. We always aim to be transparent and give you the best advice that will only benefit you and your mortgage journey.

Overcoming Mortgage hurdles together

Getting a mortgage can be tricky and it can be hard to get things right the first time around. Having a reputable Mortgage Advisor in Leeds on your side will prove beneficial, we have over two decades of experience in this field and have dealt with almost every single mortgage situation. Common hurdles that we help our customers overcome include low credit score, being Self Employed, outside of criteria, low borrowing capacity, and there are many more. Being an experienced Mortgage Broker in Leeds, we can usually help.

 

Our Mortgage Advisors in Leeds have worked with many customers in all situations. Using our in-depth knowledge of lending criteria and experience in providing expert Mortgage Advice in Leeds, we are positive that we’ll be able to help during the mortgage process.

Free mortgage consultation

Being a trusted and transparent Mortgage Broker in Leeds, we offer all of our new and existing customers a free mortgage consultation.

 

Your Mortgage Advisor in Leeds will listen to your situation and carefully examine your details so that they know exactly how to help. Our customers are our priority, and as a trusted Mortgage Broker in Leeds, we’ll recommend the best deal that’s tailored to your personal and financial circumstances.

 

If you decide to come to us Mortgage Advice in Leeds, you’ll be able to speak to a dedicated Mortgage Advisor in Leeds. Your Advisor will be right by your side every step of the way, they can’t wait to hear from you!

Mortgage advice in Leeds – Options:

First Time Buyer Mortgage Advice Leeds

Our Mortgage Advisors in Leeds are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Leeds

Simply, wanting Mortgage Advice in Leeds, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Leeds

Seeking a better mortgage deal by using our Mortgage Broker in Leeds, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks. 

If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements. 

If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit. 

Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.

Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.

You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. 

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds. 

As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer. 

Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process. 

To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.

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Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Leedsmoneyman

Leedsmoneyman, Wizu Workspace, 32 Park Cross Street, Leeds, LS1 2QH.

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