Mortgage Broker in Leeds | Mortgage Advice in Leeds

Why Leedsmoneyman?

It’s quite common for people to first try their banks’ mortgage advisor in Leeds. Why wouldn’t you? Your finances are already with them, surely, it’s best to keep everything aligned, right?

Well, the reality of banks and mortgages is, they are only able to offer their own products. There is a vast amount of different mortgage lenders across the country and also on our panel, who we work with.

Each of these mortgage lenders offers various different products with different lending criteria, terms and rates of interest. Just because a deal you’ve found is the best one from your bank, does not mean that’s the best deal for you overall. As an open & honest mortgage broker in Leeds, we are able to search through thousands of mortgage deals across our panel of lenders, in order to find the most suitable one for what you are looking to achieve.

There are a lot of deals out there, from standard to more specialist, many that are exclusive to mortgage brokers like us. Your mortgage advisor in Leeds always has your best interests at heart and will always look to find you the best one.

How does mortgage advice in Leeds work?

As a trusted and experienced mortgage broker in Leeds, it’s our job to look at your case and the products available to you on the market, to help you with either your purchase mortgage or your remortgage.

The first step for you to take is to use our online booking feature or give us a call, and get booked in for a free mortgage appointment with one of our qualified, expert mortgage advisors in Leeds.

During your free mortgage appointment, your trusted and dedicated mortgage advisor in Leeds will gather various bits of information from you, about your finances, including spending habits and income.

From here they will be able to take a look at our panel of mortgage lenders, searching through 1000s of mortgage deals on the market and reviewing the lending criteria for each, in order to find you the most suitable mortgage deal that exists for what you’re looking to achieve.

We pride ourselves on a transparent service. This means that if something you wish to do regarding a mortgage is not feasible or a deal you have found is not the right one for your circumstances, your mortgage advisor will inform you of this. This applies to remortgages too.

If you are looking to remortgage in Leeds, but perhaps a product transfer or the rare circumstance of remaining on your lenders’ Standard Variable Rate is a better choice for you, they will openly inform you of such.

Whilst there are never any guarantees in the mortgage world, we can say with confidence that we will do our absolute best to get any recommendations we make right first time, hopefully in the process saving you both time and money.

We have an in-depth understanding of mortgage lender criteria, using that knowledge to help any customers who enquire for mortgage advice in Leeds. Our customers best interests are always at the heart of what we do as a company, a sentiment reflected in our many fantastic reviews.

Mortgage Advice for New Purchases & Remortgage Advice in Leeds

From those who are first time buyers in Leeds, to those moving home, to budding and experienced landlords, homeowners looking to remortgage in Leeds, and all in between. We firmly believe that all will find our service to be beneficial.

The process of buying a home is never an easy one, no matter what that is for. For first time buyers it can be daunting, for home movers stressful, thanks in part to the act of selling a home and buying one at the same time. Both of these become more complex if you’re self-employed in Leeds.

Buy to lets landlords tend to be busy people. Whether they’re a full time landlord managing multiple properties under their portfolio or are a part time landlord with a busy life outside of properties, it can be difficult finding the time and energy to deal with a mortgage as well.

As for remortgages, there are many different routes a customer may wish to take. Some would simply like a better deal; others may wish to raise capital. Remortgages are also popular amongst those who are considering home improvements or looking to consolidate debts.

In any of these situations, your process can be made easier by enlisting the services of an expert mortgage broker in Leeds. It’s our job to help customers across any hurdles in their way, reducing their stress levels and doing the bulk of the work on their behalf.

Leeds Mortgages | All Situations Considered

Oftentimes we come across specialist situations that perhaps don’t have conclusively simple answers. We’re used to dealing with situations like this, working hard, utilising our knowledge and experience of similar situations, as well as our panel of specialist mortgage lenders to find mortgage solutions.

If your situation is a little more complex than the standard mortgage case that’s out there, do not worry. Whilst everyone’s situation is unique and different, it is very likely that our intuitive team have come across something at least similar to yours in the past.

With over two decades of mortgage experience, there’s not a lot that our team of mortgage advisors in Leeds hasn’t seen before, you’ll be in safe hands with us. Book an appointment to speak with a member of our mortgage advice team and we’ll see how we are able to help with your case.

Trusted & Reliable Mortgage Advice in Leeds

In order to work out what your monthly mortgage repayments could be, you may benefit from using our online mortgage calculator. Though only to be used as a general guide, it is a great tool for finding an estimate of what you could be paying per month.

For a much more accurate figure, you may prefer to speak with a real person, one of our mortgage advisors in Leeds. They’ll be able to look at the nitty gritty of your case and determine what the likely monthly cost is for you.

Our mortgage advice team of advisors and administrators work from early on in the day until later into the evening, seven days a week, including weekends and some bank holidays. They do this to make sure they have the availability to offer you mortgage guidance and support when you need us.

Speak to a Mortgage Advisor in Leeds

During each step of your mortgage process, you will always have a dedicated mortgage advisor in Leeds and our team of mortgage administrators on hand to answer any questions and concerns that you may have about the journey you are on.

We pride ourselves on a responsive service, so you can rest assured that you will always be left in the loop and kept up to date with any changes that occur, any updates from the lender and overall general progress from your mortgage advisor.

If anything happens that requires your attention, or if we need any additional documents or information from you in order to proceed, your mortgage advisor in Leeds will be in touch with you as soon as they can, to inform you of this.

It’s always beneficial for customers to look at getting an agreement in principle as soon as they can. Doing so allows you to progress with the confidence that a lender is willing to lend to you, something which can be used as leverage when negotiating on property price with a seller.

We can typically get this for you within 24 hours of your initial appointment, sometimes being able to get this on the same day if you are lucky enough and get in touch earlier on. We’re also able to help you budget for the journey ahead and recommend any additional services such as conveyancing solicitors.

Book your free initial mortgage appointment today and speak with a professional, qualified and experienced mortgage broker in Leeds. We will do everything within our power to help you in achieving mortgage success, whether first time buyer in Leeds, looking to remortgage in Leeds or anything else in-between.