Welcome to Leedsmoneyman, your home of trusted, expert mortgage advice in Leeds.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward.
To speak with a mortgage advisor in Leeds, book your FREE mortgage appointment online.
Welcome to Leedsmoneyman, your home of trusted, expert mortgage advice in Leeds.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward.
Our Customers Love Us
4.98 Rating253 Reviews
Amy
Great broker company. Chris and Kerry were amazing. They were always on hand to help us and chased our solicitors and calmed us when things weren’t going the way it should. We can’t thank them enough.
1 week ago
Chris
Jason and Jo were very helpful and supportive all the way through the process. They provided me with great support from a mortgage point of view and a mental health point of view (they answered all my worries in a timely manner). I would 100%...
1 week ago
Anonymous
Excellent service through a rather complicated moving period which involved two changes of house purchase with attendant changes in mortgage requirements. Dan O was able to obtain a later life mortgage where other brokers had failed. He gave...
4 weeks ago
Mr Mchale
Very good service Dinah was great and they keep in touch throughout the whole process
1 month ago
John
Great service received by Jason Loft. He took the time to clearly explain our options and to arrange our new mortgage, making the process a lot easier than doing it ourselves.
2 months ago
Anonymous
A very helpful and efficient service, very impressed with the information provided and the mortgage deal which was found for us. Very good value for money.
2 months ago
Ikra
Great service from Matt. From the very beginning he’s been easily contactable and kept me updated at every stage. He’s gone over and beyond to ensure I’ve got the best chance of securing a good mortgage and I can’t thank him enough.
3 months ago
Megan
Excellent and thorough service. Jason was patient with my many questions and was happy to go through different scenarios to work through what would work best for us in our current situation. Would definitley reccommend.
3 months ago
Rachel
Really impressed with the service, second time we have used these! If I ever wanted to move again, we would definitely use these!
3 months ago
Shaun
Leedsmoneyman have been excellent from start to finish keeping us informed along the way. They make a daunting process as painless as possible. I would recommend to anyone
4 months ago
Valerie
Tom we thank you very much and thanks to Malcolm for putting us in touch with you. We very appreciate all the help and advice for our future 😀 and we will be back to you for any further finance advice. Kind regards Val and Tony Ripley
5 months ago
Rob
Excellent service. Helped us through the process with professionalism. It’s a complicated process and a huge decision to most people, but Chris and the team explained everything and helped us get the best deal.
5 months ago
Charlie
Service was amazing! Jason and the team made sure I was always kept up to date and available to answer any questions.
5 months ago
Lucy
Would 100% recommend! Being first time buyers, we didn’t really know the process when searching and applying for a mortgage but Charlie explained the process clearly and we knew what to expect throughout. We had a mortgage offer within a week of...
6 months ago
Anonymous
Professionalism and transparency are key. Less is more, fat free service.
6 months ago
Sithabile
Chris was very efficient, kept to his appointment time and mortgage review was approved instantly.
6 months ago
Heidi
This is the second time using Wayne’s services for a new mortgage on our house purchase and he was phenomenal as always. Explains things in a way that I find easy to understand, and provides excellent advice. Thank you Wayne and team!
6 months ago
Oliver
Incredibly helpful and informative right from the start!
7 months ago
Shaun
As a returning customer I'm pleased to say the service is impeccable as always!
7 months ago
Diane
Thank you for a very friendly and efficient service.
7 months ago
We take immense pride in being open and honest mortgage advisors in Leeds. Our unwavering dedication is focused on helping customers with their mortgage inquiries and providing them with the support they need.
Our commitment to delivering excellent service is evident in the positive reviews we consistently receive.
The Leedsmoneyman team of trusted mortgage advisors in Leeds is here to guide you through your mortgage journey with both simplicity and confidence.
Whether you’re entering the property market as a first-time buyer in Leeds or an existing homeowner exploring various options like moving home, remortgaging in Leeds, or considering later-life lending solutions, we are here to help you realize your mortgage objectives.
At Leedsmoneyman, we embrace a hands-on approach to mortgage advice in Leeds, accompanying you every step of the way, from the initial consultation to the successful completion of your mortgage application. Our aim is to simplify the mortgage process and make it as stress-free as possible for all those who reach out to us.
At Leedsmoneyman, our committed team of mortgage advisors in Leeds meticulously looks through a myriad of mortgage deals to identify the one that perfectly aligns with your specific goals. Our objective is to not only save your time but also safeguard your peace of mind by simplifying the often intricate and demanding mortgage landscape.
With our highly proficient mortgage administrators and seasoned mortgage advisors in Leeds, you can rest assured that you are in capable hands. It’s a rarity for us to encounter a situation we haven’t faced in some form before, which means we are well-prepared to navigate various scenarios and provide you with sound guidance.
Whether you’re a first-time buyer in Leeds or someone re-entering the property market, our service is crafted to be a valuable resource for you.
We understand that buying a new home can be a challenging endeavour, and we are here to provide unwavering support throughout the entire process. No matter the hurdles we encounter along the way, we’ll collaborate to overcome them.
For existing homeowners in Leeds exploring remortgaging options, our expertise comes into play as we meticulously scrutinize thousands of deals to identify the one that best suits your needs.
During the remortgage process, many of our clients contemplate capital-raising solutions, such as funding home improvements or consolidating debts like credit cards and loans. This is a specialized area, and we are committed to offering you transparent and candid advice, always keeping your best interests at the forefront of our recommendations.
Your reliable mortgage advisor in Leeds is here to offer help and guidance on all matters related to mortgages, ensuring you have access to our expertise seven days a week, from early morning until late in the evening. Our dedicated team is just a phone call or email away, ready to provide support and answer any questions you may have about your mortgage.
Having been a mortgage broker in Leeds since 2009, we have encountered almost every single mortgage situation. We will consider all applications; no problem is too big for us! Don’t hesitate to call even if you believe your situation is too complicated, as it’s more than likely that we have faced that hurdle before and know exactly how to help you.
Maybe you are self-employed, a company owner, a partner, a contractor, or on a probation period with a new employer and are struggling to get a new mortgage arranged. This is where an experienced mortgage advisor in Leeds will prove highly beneficial.
Also, this will apply if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.
We have in-depth knowledge of lending criteria and experience providing expert advice to clients with all types of individual situations.
Frequently, our clients initially approach their own bank when seeking mortgage advice in Leeds. However, many find themselves turned away for a variety of reasons, including not meeting the bank’s criteria or facing strict affordability checks, difficulties in securing appointments, or simply not being able to borrow the amount needed.
If you find yourself in any of these situations, it’s crucial to reach out to a mortgage broker in Leeds, such as our team, who are eager to help you. The sooner you seek advice from a broker, the more advantageous your position will be when you’re ready to secure a mortgage deal.
In our role as your mortgage broker in Leeds, we will diligently search through a vast array of residential and buy to let mortgage options on your behalf. Our panel includes a diverse range of mortgage lenders, encompassing both high street and specialist products.
It is advisable to consult with a mortgage broker like us even before you start viewing properties with estate agents. This proactive approach enables us to provide you with a clear understanding of your budget and to prepare a mortgage agreement in principle document, which can bolster any offers you decide to make.
Being well-prepared through early mortgage advice in Leeds positions you as ‘mortgage ready,’ potentially giving you an advantage over other prospective homebuyers who may not have taken such an organized approach when making offers on properties.
Count on Leedsmoneyman for transparent and honest mortgage advice in Leeds, available 7 days a week.
Our initial mortgage appointment, provided at no cost, usually lasts approximately 30 minutes. As experienced mortgage brokers in Leeds, we take pride in a swift 24-hour turnaround for an agreement in principle.
A brief phone call is all it takes to gather the necessary information. On average, the issuance of a formal mortgage offer typically takes about three to four weeks.
For employees, providing three recent payslips and the latest P60 substantiates income. Self-employed individuals in Leeds need the latest two years’ tax calculations and corresponding overviews.
You’ll also be asked for proof of ID (driving license or passport), proof of address (utility bills, tax bills, or credit card statements), and a three-month bank statement, demonstrating your deposit accumulation and explaining significant credits.
Securing a mortgage while self employed in Leeds is feasible. Typically, you need to provide at least one year’s worth of accounts. Furnishing these documents significantly enhances your chances of mortgage approval.
The maximum mortgage amount is usually calculated based on salary and dividends or net profit, depending on the lender.
While previous credit issues may pose challenges, obtaining a mortgage in Leeds is possible. Some lenders might request a slightly higher deposit, around 10-15%.
Most mainstream mortgage lenders in Leeds require a minimum deposit of 5%. However, this percentage may be higher based on individual circumstances, especially with a history of previous credit issues.
It’s entirely possible to hold two concurrent mortgages in Leeds if you have the financial capacity to manage repayments for both. A second mortgage for goals like debt consolidation or home improvements is an option to explore.
An Agreement in Principle typically lasts 30 to 90 days, subject to the lender’s discretion. If it expires, renewing it is straightforward; just reconnect with your trusted mortgage advisor in Leeds.
As a dedicated Leeds mortgage broker, we recommend obtaining an Agreement in Principle (AIP) as early as possible, ideally before property viewings. An AIP during house viewings may offer the advantage of negotiating prices.
Our mortgage process involves multiple stages, starting with a Fact Find in the initial contact. In the free mortgage consultation, your dedicated advisor searches for tailored mortgage deals.
Upon identifying a suitable offer, we kickstart the mortgage application, perform a credit check for an Agreement in Principle, and submit the full application, awaiting the formal mortgage offer.
Your initial free mortgage consultation with your dedicated Leeds mortgage advisor lasts around 30 minutes. We delve into your requirements, gaining a deeper understanding of your needs.
With a clearer picture of your personal and financial situation, we begin the search for mortgage deals that are an ideal match for you.
Regulatory Information
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm