It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Purchasing a home is a significant milestone that can be both exciting and nerve-wracking, especially for first time buyers in Leeds. At Leedsmoneyman, we understand that the process can be complex and be full of emotions that come with the process, and we are here to make it as stress-free as possible.
Our experienced mortgage broker in Leeds,have been providing top-tier mortgage advice in Leeds and guidance for over two decades, and we are committed to helping you navigate the world of mortgages with ease.
We take pride in our personalized approach to mortgage advice, recognising that each customer has a unique situation. Whether you are buying a property on your own or with a friend or relative, our dedicated team will work with you every step of the way to ensure your journey is smooth and simple.
If you are looking to purchase your first home in Leeds, but unsure if you are eligible for a mortgage. Then you’ll highly benefit from speaking with one of our knowledgeable mortgage advisors in Leeds.
When you apply for a mortgage, the lender will look at your financial and current circumstances to check your affordability. This includes assessing your annual salary and any other income and outgoings you have. On top of this, they will check your credit history and make sure that you are the sort of person who can manage their financial responsibility. All of these factors contribute to the maximum amount you can borrow for a mortgage.
How much you put down for a deposit will also determine the mortgages that are available to you.
As an open and honest Mortgage Broker in Leeds, we have a vast amount of knowledge regarding the various lending various available. With this knowledge, we are then able to look at your income, expenditure, and credit history to search 1000’s of deal to recommend the most suitable mortgage for your current circumstances.
A very popular question for First Time Buyers in Leeds asks because everyone likes to have an idea about the maximum amount they can borrow. We do have calculators available on our website but the results given are only estimate approximate figures. However, our mortgage advisors in Leeds will be able to help you get a more accurate maximum loan amount.
Our Customers Love Us
4.98 Rating275 Reviews
Connor
Excellent service. Have responded instantly to any of my emails and questions and helped guide someone who knows absolutely nothing through the whole process. Despite having a tricky scenario other lenders denied they got me sorted out far quicker...
1 week ago
Luke
Malcolm, Stacey & Team were fantastic throughout the process. Their communication is clear, friendly, and they provide regular updates during a stressful period. The application was dealt with professionally and I would definitely recommend their...
1 week ago
Anonymous
Helpful and knowledgable.
2 weeks ago
Kirk
Used Leeds moneyman a couple of times now. Service levels have been great each time, securing a good rate and helping me through the process. The fee is worth every penny and I wont hesitate to use them again in the future. Thanks for Chris, Jo and...
3 weeks ago
Mr Devmith
Daniel was very knowledgeable, friendly and took the time to speak with me and take my point of view into consideration as well. Definitely a return customer!
1 month ago
Joan
Great service
2 months ago
Anonymous
Great company, I have been working with them across many years fo me two properties (a residential mortgage and a buy-to-let), remortgaging many times and always getting sensible advice. In the end they save you a lot of money and time.
2 months ago
Anonymous
Really listened and understood what I needed from my insurance, and did a good job finding something aligned with my price point. I felt they had an in-depth understanding of the market, and used this information to provide me with a tailored...
2 months ago
Mr James
Daniel was brilliant start to finish. Professional, thorough and most of all very patient and accommodating. Reassured me all the way and ensured I'll 100% be using his services again. I hope his hard work is appreciated in the company, thanks very...
2 months ago
Kelly
Best company to use!! Tom and stacey have been amazing! Has a first time buyer I wasn't sure of much of the mortgage process. Tom explained everything to me in terms I would understand and has been great in keeping me up to date. Stacey has carried...
3 months ago
Anna
Chris has been absolutely fantastic walking us through the process of buying our home as clueless first time buyers! All questions were answered promptly and we were able to have evening meetings with him to work around our working hours. Chris has...
3 months ago
James
Extremely helpful and informative
3 months ago
Anonymous
Answered all my questions and very worry free
3 months ago
Miss Megan
I came to Moneyman for help with my first home purchase. Jason and the team went above and beyond to answer every question I had, as well as break down every step that I needed to take with care and professionalism. All correspondence was answered...
3 months ago
Mr Paul
Would highly recommend Leedsmoneyman, have used them every time since securing our mortgage first time around. Lewis Davidson & Daniel Dunning-Hornby have been especially helpful and always on hand when needed
4 months ago
Lisa
Always on hand
4 months ago
Adam
Really quick & helpful
4 months ago
Arvind
As ever, we've had a great experience. Daniel was patient with all our queries and clear in his response. Thank you.
5 months ago
Jahanzaib
Very happy with mortgage deal very good and professional
7 months ago
Samantha
I've used the twice now and they have been exceptional each time. Have also recommended to friends and family, who have had a great service. Completely smooth and seamless process, friendly staff, great communication. Couldn't ask for more.
7 months ago
At the moment, there are a handful of different government schemes to help First Time Buyers onto the property ladder. This includes, Help to Buy Schemes, Lifetime ISAs, and the Right to Buy Scheme. For more information on these schemes feel free to navigate towards the guides section on our website.
Our experienced Mortgage Advisors understand and keep up-to-date with all the current government schemes available, this helps them answer any mortgage related questions you may have regarding the different Government schemes available.
As a first time buyer in Leeds, you have access to various mortgage options tailored to your needs. These include:
It’s crucial to consult with a mortgage broker in Leeds who can assess your financial situation and help you select the most suitable first-time buyer mortgage option. They can also assist you in finding the best deals available in the market.
Remember that mortgage availability and terms can change, so it’s essential to stay updated and seek professional advice when making important financial decisions.
As a Mortgage Broker in Leeds, our Mortgage Advisors in Leeds work from a large panel of lenders to search 1000s of deals to find you the most suitable mortgage product. Whereas if you approached your bank, they would be limited to offering only their products and not any other lenders.
We also work with a number of lenders who offer ‘Specialist’ products, each with varying criteria. We often find that customers who approach us have previously tried their banks but have been declined for a mortgage due to the strict lending criteria. In many of these cases, this is where we will be of assistance and provide you with expert mortgage advice in Leeds, 7 days a week.
We are usually able to offer same-day appointments with our Mortgage Advisors in Leeds, making the process much quicker than waiting for an appointment with your bank or building society.
During your free mortgage appointment with our expert mortgage advisor in Leeds, will conduct a thorough assessment of your income and expenses.
Our team of experts can search 1000’s of first time buyer deals in Leeds. This will set you on the right path towards becoming a homeowner.
Following your appointment, we will promptly secure your mortgage agreement in principle (AIP), usually within 24 hours, a handy tool to have when making any offers on a property.
Once your offer on a property is accepted, our trusted mortgage advisor in Leeds will take care of submitting your mortgage application and forward any additional documentation required by the lender.
In addition to finding the most suitable mortgage deal for first time buyers in Leeds, our team is devoted to helping you obtain any insurance coverage to safeguard you and your loved ones financially.
We offer all of our customers a way to book a free mortgage appointment online to speak with a Mortgage Advisor in Leeds. We sometimes have evening and weekend appointments, so you can pick a time that’s convenient for you.
Having worked in the mortgage industry for over 20 years, providing open and honest Mortgage Advice in Leeds, we have helped many First Time Buyers in Leeds get onto the property ladder.
At Leedsmoneyman, customer service is the heart of our team, and this really shows through our genuine customer reviews. We will always be open and honest with our Mortgage Advice in Leeds, making sure we secure you the most suitable mortgage that is available for your circumstances.
For over 20 years as a reputable Mortgage Broker in Leeds, we have provided nothing but open and honest Mortgage Advice in Leeds to many First Time Buyer in Leeds. Rest assured, you’re in safe hands with us.
If for any reason we are unable to secure you a mortgage at the time when you contact us. We will always try to advise on the right course of action to take, to hopefully improve your chances in the future.
If you are ready to make an offer, but need help in doing so, then our Mortgage Advice in Leeds team will be happy to help assist you with this. We can help you obtain a mortgage agreement in principle (AIP), an A.I.P. can help give you a better chance of your offer being accepted.
If you have had an offer accepted on a property, we can help get the process started on your full mortgage application. We always recommend speaking to a Mortgage Broker in Leeds like ourselves before making any offers. We can help check that you are eligible for a mortgage, and provide you an AIP to back up any offers you put down.
As we’ve mentioned above, at Leedsmoneyman, we can usually obtain a mortgage agreement in principle within 24 hours of your initial appointment. Again, it’s always a good idea to have an AIP prior to making any offers. This shows the vendor that you are a serious buyer and, in a better position, to proceed.
We tend to find some applicants have approached their bank for a mortgage, but got declined for a mortgage, this doesn’t mean that we won’t be able to help you. There may have been a reason as to why your bank declined your mortgage application. As a mortgage broker in Leeds, we work with a lot of lenders, some of which offer specialist products. We can look at your individual circumstances and recommend to you which is the right route to go down.
For more first time buyer mortgage advice in Leeds, please don’t hesitate to book your free mortgage appointment today. We are available 7 days and have appointments in the evenings and weekends, subject to availability. Our Mortgage Advisors in Leeds will be more than happy to answer all of your questions and look forward to speaking with you.
Read our 275 Reviews
Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Leedsmoneyman 2025.
Contact
Follow Us
Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Leedsmoneyman 2025.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
