Mortgage Advice for First Time Buyers
Having worked in the mortgage industry for over 20 years, providing open and honest Mortgage Advice in Leeds, we have helped many First Time Buyers in Leeds get onto the property ladder. Below we have puit together a list of some of the most popular scenarios our Mortgage Advisors in Leeds come across when helping First Time Buyers in Leeds.
How Much Can I Borrow?
A very popular question for First Time Buyers in Leeds asks because everyone likes to have an idea about the maximum amount they can borrow. We do have calculators available on our website but the results given are only estimate approximate figures. However, our Mortgage Advisors in Leeds will be able to help you get a more accurate maximum loan amount.
Ready to Make an Offer
If you are ready to make an offer, but need help in doing so, then our Mortgage Advice in Leeds team will be happy to help assist you with this. We can help you obtain a mortgage agreement in principle (AIP), an A.I.P. can help give you a better chance of your offer being accepted.
You Have Had an Offer Accepted
If you have had an offer accepted on a property, we can help get the process started on your full mortgage application. We always recommend speaking to a Mortgage Broker in Leeds like ourselves before making any offers. We can help check that you are eligible for a mortgage, and provide you an AIP to back up any offers you put down.
Need an Agreement in Principle (AIP)
As we’ve mentioned above, at Leedsmoneyman, we can usually obtain a mortgage agreement in principle within 24 hours of your initial appointment. Again, it’s always a good idea to have an AIP prior to making any offers. This shows the vendor that you are a serious buyer and, in a better position, to proceed.
Declined by your Bank or Building Society
We tend to find some applicants have approached their bank for a mortgage, but got declined for a mortgage, this doesn’t mean that we won’t be able to help you. There may have been a reason as to why your bank declined your mortgage application. As a Mortgage Broker in Leeds, we work with a lot of lenders, some of which offer specialist products. We can look at your individual circumstances and recommend to you which is the right route to go down.
For more First Time Buyer Mortgage Advice in Leeds, please don’t hesitate to book your free mortgage appointment today. We are available 7 days and have appointments in the evenings and weekends, subject to availability. Our Mortgage Advisors in Leeds will be more than happy to answer all of your questions and look forward to speaking with you.
Why choose us as your Mortgage Broker in Leeds?
For over 20 years as a reputable Mortgage Broker in Leeds, we have provided nothing but open and honest Mortgage Advice in Leeds to many First Time Buyer in Leeds. Rest assured, you’re in safe hands with us.
We offer all of our customers a way to book a free mortgage appointment online to speak with a Mortgage Advisor in Leeds. We sometimes have evening and weekend appointments, so you can pick a time that’s convenient for you.
At Leedsmoneyman, customer service is the heart of our team, and this really shows through our genuine customer reviews. We will always be open and honest with our Mortgage Advice in Leeds, making sure we secure you the most suitable mortgage that is available for your circumstances.
If for any reason we are unable to secure you a mortgage at the time when you contact us. We will always try to advise on the right course of action to take, to hopefully improve your chances in the future.
Why approach a Mortgage Broker in Leeds rather than a bank?
As a Mortgage Broker in Leeds, our Mortgage Advisors in Leeds work from a large panel of lenders to search 1000s of deals to find you the most suitable mortgage product. Whereas if you approached your bank, they would be limited to offering only their products and not any other lenders.
We also work with a number of lenders who offer ‘Specialist’ products, each with varying criteria. We often find that customers who approach us have previously tried their banks but have been declined for a mortgage due to the strict lending criteria. In many of these cases, this is where we will be of assistance.
We are usually able to offer same-day appointments with our Mortgage Advisors in Leeds, making the process much quicker than waiting for an appointment with your bank or building society.
Mortgage Advice Leeds
To get in touch please visit our Contact Page or give us a call on 0113 8272 263 and we’ll book you in for a Free Mortgage Consultation with a Mortgage Advisor in Leeds.