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Buy to Let Mortgage Advice in Leeds

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0113 8272263

We Search 1000’s of Buy to Let Deals
to Save you Money!

If you are a new or existing landlord looking for help with a buy to let mortgage, then you’ll be in safe hands with us. We are very experienced at providing buy to let mortgage advice and have dedicated advisors ready and waiting.

 

Over the last few years, the rental sector has experienced a lot of change.  As your expert buy to let mortgage broker, it’s our job to keep up to date and ensure you are on the right product that meets your needs.

 

Our buy to let mortgage advice experts have in-depth knowledge of criteria from a large panel of mortgage lenders.  For the more complex situations, we also work with some more specialist buy to let lenders, who may be able to help

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Buy to Let Mortgages | Popular Situations

  • Buy to let remortgage and/or options
  • Capital raising deals
  • Limited company mortgage advice and specific purpose vehicles (SPVs)
  • HMOs (house in multiple occupation)
  • Buy to let options in retirement
  • Portfolio buy to let advice and deals
  • Do you have an unusual, more complicated mortgage situation?

 

We work with a large number of mortgage lenders, including a lot of specialist lenders. Our mortgage advice team have in-depth knowledge of all their different lending criteria.

Buy to Let Mortgages Leeds

There are many different reasons for landlords to invest.  Some do it for future property/capital growth, whilst others do it to supplement their current income. Some even plan for the long-term, looking at retirement planning.

 

1 We’re Open and Honest with our customers.

 

2 We offer a Free Mortgage Consultation.

 

3 Meeting or telephone Mortgage Advice in Leeds is available throughout the day.

 

4 We try and offer you the best help and support throughout the whole process.

 

5 Our team is fully equipped and able to handle complicated situations on a regular basis.

 

6 We know our criteria and very experienced in Mortgages.

 

7 We have special connections with specialist mortgage lenders to find you the best deal.

 

8 Feel free to read our reviews from previous customers at Reviews.co.uk.

 

9 Mortgage appointments are available daytimes, evenings or weekends.

 

As your Mortgage Advisor in Leeds, we are here to help you. Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

The minimum deposit for a buy-to-let mortgage in Leeds is usually 25% of the property’s value (although it can vary between 20-40%). 

Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks. 

If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements. 

If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit. 

Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.

You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. 

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds. 

As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer. 

Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process. 

To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Leedsmoneyman

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