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Retirement Mortgage Options in Leeds

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Retirement Mortgage Options in Leeds

Life doesn't stop at retirement & neither do your mortgage options.

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Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

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Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

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Congratulations! You qualify for an equity release appointment.

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Congratulations! You qualify for a bridging loan appointment.

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Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Mortgage options in Leeds past retirement

For those approaching or already in retirement, there are several mortgage options available in Leeds that can cater to your specific needs.

Some of these options include retirement interest-only mortgages, equity release plans and lifetime mortgages.

It’s important to speak with a mortgage advisor in Leeds to find the option that suits your financial circumstances best.

Retirement Mortgage Options in Leeds

Can I get a mortgage in Leeds if I have retired?

Yes, it is possible to get a retirement mortgage in Leeds.

Retirement mortgages typically take into account pension income, savings, or other sources of income to assess your ability to meet payments.

While lending criteria may differ slightly, many options are still available for those who have retired and are looking to secure or refinance a property.

Speaking with a specialist mortgage broker in Leeds can help you find the most suitable fit for your situation.

Discover your retirement mortgage options in Leeds

If you’re approaching retirement, now might be the perfect time to start exploring your retirement mortgage options in Leeds.

Understanding your choices can help you plan more confidently for the future. Whether you’re interested in equity release or a retirement interest-only mortgages, seeking expert advice can make all the difference.

You can easily book a free initial chat with one of our mortgage advisors in Leeds online, or give us a call to schedule an appointment over the phone. We’re here to help you find the right option for your retirement.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.

You should always think carefully before securing a loan against your property.

A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.

Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.

Retirement Mortgage Options FAQs in Leeds

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Reviews Stars4.98 Rating280 Reviews

Our Simple 4-Step Process

free initial chat With an Expert

free initial chat With an Expert

Step 1

Start with a free initial chat with one of our experienced mortgage advisors in Leeds to discuss your retirement plans and goals.

We’ll help you understand the options available to you and answer any questions you may have.

Exploring Options

Exploring Options

Step 2

Once we understand your needs, we’ll explore a range of retirement mortgage options in Leeds tailored to your situation.

This helps you make an informed decision based on the solutions that suit your financial future.

Discuss With Family / Trusted Parties

Discuss With Family / Trusted Parties

Step 3

It’s important to involve family or trusted parties when considering significant financial decisions.

They can offer support and help you feel confident about the path you’re choosing.

Tailored Mortgage Recommendation

Tailored Mortgage Recommendation

Step 4

Based on your needs and discussions, we’ll provide a personalised mortgage recommendation that suits your retirement lifestyle.

We aim to offer a solution that gives you peace of mind and long-term financial security.

Reasons to Choose Us

20+ Years of Experience

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With over 20 years of experience in the mortgage industry, we have helped many clients find the right retirement mortgage in Leeds.

Our extensive knowledge allows us to guide you through the process with confidence.

You can trust that we have the expertise to offer tailored advice based on your specific needs.

Our Service

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We pride ourselves on offering a friendly and professional service that puts your needs first.

From the initial chat to securing your mortgage, we aim to make the experience as smooth as possible.

Our advisors are committed to providing clear, jargon-free guidance every step of the way.

Finding You The Perfect Deal

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As a mortgage broker in Leeds, we have access to a wide range of mortgage products, allowing us to search through 1000s of products to find the perfect deal for you.

By understanding your unique circumstances, we tailor our recommendations to match your financial goals. Our goal is to secure a mortgage that gives you peace of mind and long-term benefits during your retirement.

7 Days a Week

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We’re here to help you 7 days a week, making it easy for you to get in touch at a time that suits you.

Whether you need advice in the evening or on weekends, our team is always available to assist.

Your convenience is our priority, and we’re committed to being there when you need us most.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Retirement Mortgages in Leeds

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Retirement Mortgage Options in Leeds

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Leedsmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Leedsmoneyman 2025.

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