A Right to Buy in Leeds can help you if you are an eligible tenant in England looking to purchase your property from the council for a discounted price.
To be eligible for the scheme, you must have spent at least 3 years (not always continuous) renting from a local housing association as well as being secure tenants of council property.
Contacting a mortgage advisor in Leeds can help to check your eligibility for a mortgage. You can check if you can qualify for the scheme itself by looking at the government Own Your Home website.
When you purchase the property via a Right to Buy in Leeds, the property will be valued at the full market price and the government discount is applied before the purchase.
Our mortgage advisors in Leeds strive to provide Right to Buy mortgage advice in Leeds through their extensive knowledge and experience in order to help customers start their Right to Buy in Leeds journey.
In some cases, the lender will treat the discount as a deposit, but you may be required to put forward some of your own money as well.
The homebuyers discount depends on a number of factors like how long you’ve been a tenant within the public sector, where you live, what type of property you’re looking to buy & the value of the home.
In the circumstance where you have used a Right to Buy in Leeds before, the number may have increased a little. Several mortgages do have the option for you to borrow extra funds in order to carry out home improvements like new windows, doors, conservatories if needed.
To start with you need to know if you are eligible for the scheme which can be done by obtaining an application form from the council. Next, you will get an offer notice which shows you the property value and your discount. You only get a certain amount of time to accept this offer.
As a trusted mortgage broker in Leeds, we can provide assistance with your solicitors and survey, where you need it. Your free initial mortgage appointment can provide you with the information of the cost of your mortgage and if you are in line with the criteria.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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64 5 Star Reviews
joe Christopher
Cannot rate Leo, Louise & Paula enough for their support and guidance during the process. Highly recommend!
16 Mar 2026
Cheryl Mitchell
We had an outstanding experience with Leeds Money Man during our house buying process. From the very beginning, their team was professional, friendly, and incredibly knowledgeable. Buying a home can be stressful and overwhelming, but they made the entire process feel smooth and manageable. They truly took care of everything for us — guiding us step by step, explaining things clearly, and always making sure we understood what was happening. Communication was excellent throughout; they were always quick to respond, proactive with updates, and on top of every detail. It gave us real peace of mind knowing that everything was being handled so efficiently. What stood out most was how supportive and attentive they were. Nothing ever felt like too much trouble, and they genuinely cared about helping us secure the right mortgage and complete our purchase successfully. We’re so grateful for all their hard work and would absolutely recommend Leeds Money Man to anyone looking for mortgage advice or help with buying a home. Their expertise and dedication made a huge difference to our experience.
6 Mar 2026
Chris Weed
Jason Loft and the team once again showing their expertise in securing mortgages. Very supportive and great communication. Would highly recommend.
26 Feb 2026
Alice Ainsworth
Dinah was fantastic throughout our whole process. Really, we have been speaking on and off for about 4 months until we eventually felt ready and out an offer in on the property we're buying. She answered all of our questions, no matter how silly they seemed and made the process a lot less stressful with us being first time buyers. She gave advice related to not just our mortgage but all the protection as well as making offers, questions to ask estate agents and explaining the whole buying process. Joe then helped us with the actual mortgage application who was also super helpful and luckily everything went through very quickly! We'd highly recommend MoneyMan and I'm sure we'll be using them in the future.
19 Feb 2026
Charlotte Tilstone
Yet again great experience with the money man mortgage brokers. Daniel was brilliant throughout the process. Professional, quick turnarounds and the outcome we wanted. Literally took all the hassle away from finding a mortgage, helpful for two busy full time working professionals. We will be using Daniel again!
8 Aug 2025
Kyle Brook
Amazing service from the team at Leedsmoneyman. Was recommended them by a work colleague a couple of years ago and their support throughout our First-Time purchase was world class. Always willing to answer any question, no matter how trivial. Dinah was a star helping us with the initial stages and mortgage application, and Debbie kept us informed well up to completion. Would highly recommend for FTBer's and Experienced buyers alike.
15 Apr 2025
Rosie Ellis
As first-time buyers we've had a great experience with UK Money Man, especially with Jason Loft + Stacey Moss. They have been so helpful and really explained everything in detail and made the whole mortgage process feel very stress-free with no pressure either. They have been very speedy and kept us updated with everything we needed to know. For such a big and scary process as first-time buyers they have made things much easier + we'd highly recommend!
24 Mar 2025
Megan Lama
I recommend Leedsmoneyman and their services. I came to moneyman to buy my first home and had nothing but positive experiences with every member of the team, from getting my mortgage in principal, to sorting my protection insurance cover and right up until completion. Jason went above and beyond to answer all my questions from the very start, and gave me so many mortgage options and advise - even at times when I could only assume was outside of normal office hours. I was also later assisted by Amy and Louise who again, made sure all my queries were handled quickly and professionally. All three made the scary and confusing process of buying a home so much easier so thank you so much!
17 Mar 2025
Phoebe Tipping
Matt was very good at explaining things to first time buyers, would highly recommend
18 Nov 2024
Joseph Brian
I was very pleased with the professionalism, quick responses and good communication of Dinah and Louise. They made my remortgaging experience a smooth ride as I had to deal with Help to buy loan. I am self employed so the lander wanted lots of documents (a year worth of weekly payslips). They also assisted in getting my life insurance and income protection plan at a very good monthly rates.
13 Oct 2024
Having a conversation with a professional mortgage advisor in Leeds is essential to discuss your mortgage scenario.
With a wide selection of lenders offering specialised products designed specifically for those utilising the right to buy scheme.
Our committed mortgage advisor in Leeds will handle the submission of your mortgage application and organize any additional documentation required by the lender.
Alongside finding the most suitable mortgage deal, we are good at assisting those looking for insurance coverage to protect you and your loved ones financially.
As a Mortgage Broker in Leeds, we have had a reputation for being the place for fast & friendly mortgage advice.
We work hard to support customers that get in touch with us achieve their mortgage goals, including our customers of Right to Buy in Leeds.
At the beginning of your mortgage journey when you get in touch with us all the way through to the completion of your mortgage, your dedicated Mortgage Advisor in Leeds will be there every step of the way answering any mortgage queries.
Our expert Mortgage Advisors in Leeds can search up 1000s of mortgage deals for you and find you the most suitable one that fits both your personal and financial circumstances. When looking for a conveyancing solicitor, we can help you get some quotes. Our mortgage advisors will also help with what survey is suitable.
Our goal to provide you with an open and honest service that will give you peace of mind throughout the full process.
There will always be someone here if you are wanting any Mortgage Advice in Leeds. Every day, from early to late, ready to support you on your mortgage journey.
Check out our genuine customer reviews which will give you an insight of the success of our mortgage advice in Leeds.
Contact us if you are looking for any help with other additional services and your mortgage advisor will try and help in any way they can. 7 days a week our dedicated team will be there whenever you need them. We work hard to clear any hurdles that you may be faced with.
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