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Remortgaging generally takes place when your mortgage is nearing the end of its fixed term. Many people look to remortgage in order to secure a better deal or to look into releasing some equity from their property. Whatever the reason might be, being an expert mortgage broker in Leeds we will be by your side to help you look at your options.
If you went with Leedsmoneyman to get your current mortgage, then you usually will receive a reminder from us 6 months before your fixed terms ends. You might be thinking that this is a little soon, however, we do this to encourage you to look early in order to be prepared and look at your options. Furthermore, as your fixed term ends, you will be automatically put on the standard variable rate (SVR) which will usually impact your mortgage payments by increasing.
Here at Leedsmoneyman, we always provide open and honest mortgage advice in Leeds. Therefore, if we can’t find a deal that is better than the one you have with your current lender, we would advise staying with your current lender.
Our mortgage advisor in Leeds goal is to find you the best deal which is why we search through thousands of mortgage products to find the one that is best for your circumstances. Furthermore, all our customers receive a free remortgage consultation.
We would definitely recommend that you utilise the free Remortgage appointment we offer to all of our customers. Taking out a free mortgage review could possibly allow you to gain access to a much more preferable mortgage rate, which in turn may even save you money in the long run.
In some cases, people look to capital raise when they are looking to remortgage, this is also known as releasing equity. Many people look to capital raise so they can fund larger developments like home improvements, or to consolidate debt. Before securing any debts against your home, we always advise seeking expert mortgage advice in Leeds.
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4.98 Rating273 Reviews
Anonymous
Helpful and knowledgable.
3 days ago
Kirk
Used Leeds moneyman a couple of times now. Service levels have been great each time, securing a good rate and helping me through the process. The fee is worth every penny and I wont hesitate to use them again in the future. Thanks for Chris, Jo and...
1 week ago
Mr Devmith
Daniel was very knowledgeable, friendly and took the time to speak with me and take my point of view into consideration as well. Definitely a return customer!
3 weeks ago
Joan
Great service
1 month ago
Anonymous
Great company, I have been working with them across many years fo me two properties (a residential mortgage and a buy-to-let), remortgaging many times and always getting sensible advice. In the end they save you a lot of money and time.
1 month ago
Anonymous
Really listened and understood what I needed from my insurance, and did a good job finding something aligned with my price point. I felt they had an in-depth understanding of the market, and used this information to provide me with a tailored...
2 months ago
Mr James
Daniel was brilliant start to finish. Professional, thorough and most of all very patient and accommodating. Reassured me all the way and ensured I'll 100% be using his services again. I hope his hard work is appreciated in the company, thanks very...
2 months ago
Kelly
Best company to use!! Tom and stacey have been amazing! Has a first time buyer I wasn't sure of much of the mortgage process. Tom explained everything to me in terms I would understand and has been great in keeping me up to date. Stacey has carried...
2 months ago
Anna
Chris has been absolutely fantastic walking us through the process of buying our home as clueless first time buyers! All questions were answered promptly and we were able to have evening meetings with him to work around our working hours. Chris has...
2 months ago
James
Extremely helpful and informative
2 months ago
Anonymous
Answered all my questions and very worry free
2 months ago
Miss Megan
I came to Moneyman for help with my first home purchase. Jason and the team went above and beyond to answer every question I had, as well as break down every step that I needed to take with care and professionalism. All correspondence was answered...
3 months ago
Mr Paul
Would highly recommend Leedsmoneyman, have used them every time since securing our mortgage first time around. Lewis Davidson & Daniel Dunning-Hornby have been especially helpful and always on hand when needed
3 months ago
Lisa
Always on hand
4 months ago
Adam
Really quick & helpful
4 months ago
Arvind
As ever, we've had a great experience. Daniel was patient with all our queries and clear in his response. Thank you.
5 months ago
Jahanzaib
Very happy with mortgage deal very good and professional
6 months ago
Samantha
I've used the twice now and they have been exceptional each time. Have also recommended to friends and family, who have had a great service. Completely smooth and seamless process, friendly staff, great communication. Couldn't ask for more.
6 months ago
Jahanzaib
Very happy with service and the mortgage deal provided by Leeds moneyman
7 months ago
Jamie
Chris and Kerry were fantastic, really helpful throughout the whole process. Very friendly and informative. Would highly recommend.
8 months ago
A remortgage in Leeds involves replacing your current mortgage with a new one, whether it’s with your existing lender or a different one. This step can offer several advantages, such as securing a better deal, reducing your monthly payments, or unlocking equity from your property.
Remortgaging in Leeds presents several potential advantages, including the possibility of lower interest rates, decreased monthly mortgage payments, access to funds for home improvements, and the option to consolidate debts. It’s a strategic way to optimize your mortgage to better suit your financial goals.
A free remortgage review in Leeds involves a mortgage advisor in Leedsassessing your existing mortgage and financial circumstances. They will explore various options to find a more favorable mortgage deal that aligns with your specific needs. Ontop of providong expert mortgage advice in Leeds, our service helps you determine if remortgaging is a wise choice for you and the potential savings or benefits it could offer.
Our mortgage advisors in Leeds will assess your affordability and request key information about your income and expenses.
Our team will search through thousands of remortgage products to find the most suitable deal for you.
Once you have accepted the offer, your dedicated we will submit your full mortgage application and forward all supporting documents to the lender.
We will also contact you when your next remortgage in Leeds is due for renewal, ensuring you are on the most suitable deal and offer any insurance products too.
For additional information, Contact us today to book your free remortgage consultation in Leeds & see how we can assist you.
Our Mortgage Advisors in Leeds have a wealth of experience when it comes to helping customers remortgage. Whether you are looking to release equity or secure a better rate, we are ready to help you find the perfect remortgage deal. Unlike your Bank, we can search through thousands of remortgage products to find you the best deal for your situation.
Here at Leedsmoneyman, we are incredibly proud of being able to provide our customers with fast and friendly Mortgage Advice in Leeds. We abridlington the work that we do, ensuring customers can achieve all their property owning goals.
To learn more about our dedicated service and to see just how happy customers have been with our work, feel free to take a look at our genuine company reviews. You’ll find lots of very happy customers who came to us for mortgage help and were able to reach their property owning goals.
We offer all our customers a free remortgage consultation. As a trusted Mortgage Broker in Leeds, we understand the busy lifestyles of today that is why our free remortgage consultations with your Mortgage Advisor in Leeds are available 7 days a week, from early on until late. For some reassurance check out our reviews page.
At the time where your mortgages initial fixed period is due to come to an end, your option could be to look at remortgaging. Otherwise, you will be transferred automatically onto your lenders’ standard variable rate of interest (SVR).
Furthermore, you will find that the interest rate is normally higher compared to the initial fixed period which means your monthly mortgage payments will increase. Because of this, many people start looking to remortgage in Leeds at this point.
Here at Leedsmoneyman, we have dealt with many customers who are looking to release equity to fund home improvements. The improvements are usually large projects such as an extension, renovating for a home office or a new kitchen.
In the case where you are looking to release equity in order to fund these types of improvements, you may be asked by the lender to evidence some quotations for the work.
A way to reduce your outgoings into one attainable monthly payment is to consolidate any unsecured debts into your mortgage.
Nevertheless, you will end up paying more in the long run if you were to extend this debt over your mortgage term. When it comes to debt consolidation, there are many points you need to be aware of.
Speaking to a Mortgage Broker in Leeds is something we do recommend doing before securing any debt against your home.
You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.
Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.
In the circumstance where you are co-owning a property in Leeds and are wanting to remove a name, you need to remortgage to do this.
It’s no different if you are staying with your existing lender, the process will still be similar. The lender will need to be reassured that the person who is remaining on the mortgage will be able to still afford the mortgage and is creditworthy.
Please visit our guides section if you are wanting to look further into popular remortgage scenarios.
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Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Leedsmoneyman 2025.
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Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Leedsmoneyman 2025.
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