Moving home can be known to be a challenging and stressful experience. As a mortgage broker in Leeds, our goal is to make the process as stress-free as possible as well as being your helping hand all through the journey.
An element of the moving home process that can be seen as stressful, is that you have to manage the sale of your home as well as the purchasing of your new home. Your conveyancing solicitor will be there to handle the paperwork and make sure the completions work concurrently, however, you still need to work around a time period where you need to secure the purchase of your new home as well as securing a buyer for your existing property.
Our knowledgeable team are here if you are looking to move home in Leeds. We always aim to make the home buying process as seamless as possible. We can provide you with the support you need on your moving home journey and are available to answer any questions you may have.
Through searching 1000s of deals, our mortgage advisors in Leeds can find the best deal that matches your circumstances. If you are wanting some support on your home moving journey, get in touch, we would love to help. To get you started on your journey, we offer all our customer a free no-obligation mortgage consultation.
We want you to have a smooth, easy-going moving home process. We also want to provdde you with expert mortgage advice in Leeds to help you find the perfect mortgage for your new home, if porting is not an option. Feel free to reach out to us today and start your moving home mortgage journey in Leeds.
Our Customers Love Us
4.98 Rating254 Reviews
Jamie
Chris and Kerry were fantastic, really helpful throughout the whole process. Very friendly and informative. Would highly recommend.
2 weeks ago
Amy
Great broker company. Chris and Kerry were amazing. They were always on hand to help us and chased our solicitors and calmed us when things weren’t going the way it should. We can’t thank them enough.
1 month ago
Chris
Jason and Jo were very helpful and supportive all the way through the process. They provided me with great support from a mortgage point of view and a mental health point of view (they answered all my worries in a timely manner). I would 100%...
1 month ago
Anonymous
Excellent service through a rather complicated moving period which involved two changes of house purchase with attendant changes in mortgage requirements. Dan O was able to obtain a later life mortgage where other brokers had failed. He gave...
1 month ago
Mr Mchale
Very good service Dinah was great and they keep in touch throughout the whole process
2 months ago
John
Great service received by Jason Loft. He took the time to clearly explain our options and to arrange our new mortgage, making the process a lot easier than doing it ourselves.
3 months ago
Anonymous
A very helpful and efficient service, very impressed with the information provided and the mortgage deal which was found for us. Very good value for money.
3 months ago
Ikra
Great service from Matt. From the very beginning he’s been easily contactable and kept me updated at every stage. He’s gone over and beyond to ensure I’ve got the best chance of securing a good mortgage and I can’t thank him enough.
4 months ago
Megan
Excellent and thorough service. Jason was patient with my many questions and was happy to go through different scenarios to work through what would work best for us in our current situation. Would definitley reccommend.
4 months ago
Rachel
Really impressed with the service, second time we have used these! If I ever wanted to move again, we would definitely use these!
4 months ago
Shaun
Leedsmoneyman have been excellent from start to finish keeping us informed along the way. They make a daunting process as painless as possible. I would recommend to anyone
5 months ago
Valerie
Tom we thank you very much and thanks to Malcolm for putting us in touch with you. We very appreciate all the help and advice for our future 😀 and we will be back to you for any further finance advice. Kind regards Val and Tony Ripley
6 months ago
Rob
Excellent service. Helped us through the process with professionalism. It’s a complicated process and a huge decision to most people, but Chris and the team explained everything and helped us get the best deal.
6 months ago
Charlie
Service was amazing! Jason and the team made sure I was always kept up to date and available to answer any questions.
6 months ago
Lucy
Would 100% recommend! Being first time buyers, we didn’t really know the process when searching and applying for a mortgage but Charlie explained the process clearly and we knew what to expect throughout. We had a mortgage offer within a week of...
7 months ago
Anonymous
Professionalism and transparency are key. Less is more, fat free service.
7 months ago
Sithabile
Chris was very efficient, kept to his appointment time and mortgage review was approved instantly.
7 months ago
Heidi
This is the second time using Wayne’s services for a new mortgage on our house purchase and he was phenomenal as always. Explains things in a way that I find easy to understand, and provides excellent advice. Thank you Wayne and team!
7 months ago
Oliver
Incredibly helpful and informative right from the start!
8 months ago
Shaun
As a returning customer I'm pleased to say the service is impeccable as always!
8 months ago
Absolutely, you can typically move your existing mortgage to a different property in Leeds using a process known as “porting.” After your move, the funds from selling your current property will be used to fully settle your current mortgage.
When relocating in Leeds, it’s essential to factor in expenses such as estate agent fees, conveyancing fees, potential stamp duty (if applicable), removal costs, and possible mortgage arrangement fees. Additionally, you can explore the services of a mortgage broker in Leeds to help with your mortgage needs.
If you buy a property in Leeds and wish to move later, you have several options. You can sell your current property, rent it out while acquiring a new one, or explore mortgage alternatives like porting or remortgaging to facilitate your move.
Certainly, you have the flexibility to settle your mortgage ahead of schedule in Leeds. Most mortgages permit overpayments or early repayment of the entire loan amount. However, it’s important to review your specific mortgage terms for any potential penalties or restrictions associated with early repayment.
During your free home mover’s review, your mortgage advisor in Leeds will gather essential information regarding your income and expenses to determine your maximum affordability.
Next, our expert mortgage advisor in Leeds will explore a wide range of mortgage products to find the one that matches perfectly with your requirements.
Once your offer is accepted, your dedicated mortgage advisor in Leeds will handle the submission of your complete mortgage application and all necessary documentation to the lender.
Our services extend beyond securing the most suitable mortgage deal; we also provide insurance recommendations to safeguard both you and your loved ones.
If you decide to enquire with us, you will be offered a free no-obligation home mover’s review. Within this review, we will look at what your home moving goals are keeping in mind if they fit within your affordability. As well as this, we will look over your monthly payments as well as the maximum you could borrow.
As well as looking to find you the best mortgage, we will then be able to look into various surveys available to you and help with seeking solicitor quotes. To help cover your mortgage in any unexpected circumstances, your mortgage advisors in Leeds will recommend insurances that are appropriate for you. Because we are not partnered with any estate agent, bank or builder, we work with you. If you are wanting help in achieving your moving home goal, we are happy to help.
Our knowledgeable mortgage advisors in Leeds will be able to help if you are planning to move home by looking into your mortgage options. From your initial query all the way to obtaining the keys to your new home. Our team at Leedsmoneyman can provide an open and honest service to support customers who are wanting to proceed with their home moving journey. Through our experience over the years, we find there is rarely a situation that our team hasn’t come across.
As soon as you are happy with our recommendation, we will then proceed to obtain your mortgage agreement in principle. With this, you are ready to for backing up any offer that you would like to make. If you have found your new home in Leeds and your offer has been accepted, the team will proceed in completing your full mortgage application. From here, we will manage everything all the way through completion.
We find that customers contact us in the early stages of the moving home process to get Mortgage Advice in Leeds. Enquiries that we commonly get from our customers include how much they would be able to borrow, at what interest rate and what their monthly repayments would be.
You will be able to obtain an agreement in principle off us after your free mortgage consultation. This is because your advisor will search 1000’s of products to find you the perfect deal. We then carry out the process of getting your agreement in principle as soon as you are happy with our recommendation. From this, you are ready to go with your agreement in principle to back up any offers that you would like to submit on your ongoing purchase in Leeds.
Your mortgage advisor can kickstart your full mortgage application process as long as you have had your offer accepted on your new home in Leeds. At this point, we can also support you in recommending a conveyancing solicitor as well as information on the type of property surveys.
If your mortgage application has been declined by the bank or building society, there could be a number of reasons why this is the case. One reason could be that you didn’t meet the credit scoring criteria, or they will not lend you a sufficient amount. Here at Leedsmoneyman, we can look into specialist lenders, therefore, it might be helpful to contact us.
For clients that may have had credit issues in the past, we work with a panel of lenders who offer specialist products that are tailored to these types of customers. As mentioned before, this always depends on your circumstance and your credit file. These products and their criteria are something our mortgage advisors in Leeds are very knowledgeable in.
Remember, the above discusses scenarios we see are popular with our customers that are looking to move home. Therefore, please don’t hesitate to contact us even if any of these categories don’t apply to you. Again it’s common for us to be faced with situations we have dealt with in the past. Our team are more than happy to support you.
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