It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Purchasing a home is a significant milestone that can be both exciting and nerve-wracking, especially for first time buyers in Leeds. At Leedsmoneyman, we understand that the process can be complex and be full of emotions that come with the process, and we are here to make it as stress-free as possible.
Our experienced mortgage broker in Leeds,have been providing top-tier mortgage advice in Leeds and guidance for over two decades, and we are committed to helping you navigate the world of mortgages with ease.
We take pride in our personalized approach to mortgage advice, recognising that each customer has a unique situation. Whether you are buying a property on your own or with a friend or relative, our dedicated team will work with you every step of the way to ensure your journey is smooth and simple.
If you are looking to purchase your first home in Leeds, but unsure if you are eligible for a mortgage. Then you’ll highly benefit from speaking with one of our knowledgeable mortgage advisors in Leeds.
When you apply for a mortgage, the lender will look at your financial and current circumstances to check your affordability. This includes assessing your annual salary and any other income and outgoings you have. On top of this, they will check your credit history and make sure that you are the sort of person who can manage their financial responsibility. All of these factors contribute to the maximum amount you can borrow for a mortgage.
How much you put down for a deposit will also determine the mortgages that are available to you.
As an open and honest Mortgage Broker in Leeds, we have a vast amount of knowledge regarding the various lending various available. With this knowledge, we are then able to look at your income, expenditure, and credit history to search 1000’s of deal to recommend the most suitable mortgage for your current circumstances.
A very popular question for First Time Buyers in Leeds asks because everyone likes to have an idea about the maximum amount they can borrow. We do have calculators available on our website but the results given are only estimate approximate figures. However, our mortgage advisors in Leeds will be able to help you get a more accurate maximum loan amount.
Our Customers Love Us
4.98 Rating254 Reviews
Jamie
Chris and Kerry were fantastic, really helpful throughout the whole process. Very friendly and informative. Would highly recommend.
2 weeks ago
Amy
Great broker company. Chris and Kerry were amazing. They were always on hand to help us and chased our solicitors and calmed us when things weren’t going the way it should. We can’t thank them enough.
1 month ago
Chris
Jason and Jo were very helpful and supportive all the way through the process. They provided me with great support from a mortgage point of view and a mental health point of view (they answered all my worries in a timely manner). I would 100%...
1 month ago
Anonymous
Excellent service through a rather complicated moving period which involved two changes of house purchase with attendant changes in mortgage requirements. Dan O was able to obtain a later life mortgage where other brokers had failed. He gave...
1 month ago
Mr Mchale
Very good service Dinah was great and they keep in touch throughout the whole process
2 months ago
John
Great service received by Jason Loft. He took the time to clearly explain our options and to arrange our new mortgage, making the process a lot easier than doing it ourselves.
3 months ago
Anonymous
A very helpful and efficient service, very impressed with the information provided and the mortgage deal which was found for us. Very good value for money.
3 months ago
Ikra
Great service from Matt. From the very beginning he’s been easily contactable and kept me updated at every stage. He’s gone over and beyond to ensure I’ve got the best chance of securing a good mortgage and I can’t thank him enough.
4 months ago
Megan
Excellent and thorough service. Jason was patient with my many questions and was happy to go through different scenarios to work through what would work best for us in our current situation. Would definitley reccommend.
4 months ago
Rachel
Really impressed with the service, second time we have used these! If I ever wanted to move again, we would definitely use these!
4 months ago
Shaun
Leedsmoneyman have been excellent from start to finish keeping us informed along the way. They make a daunting process as painless as possible. I would recommend to anyone
5 months ago
Valerie
Tom we thank you very much and thanks to Malcolm for putting us in touch with you. We very appreciate all the help and advice for our future 😀 and we will be back to you for any further finance advice. Kind regards Val and Tony Ripley
6 months ago
Rob
Excellent service. Helped us through the process with professionalism. It’s a complicated process and a huge decision to most people, but Chris and the team explained everything and helped us get the best deal.
6 months ago
Charlie
Service was amazing! Jason and the team made sure I was always kept up to date and available to answer any questions.
6 months ago
Lucy
Would 100% recommend! Being first time buyers, we didn’t really know the process when searching and applying for a mortgage but Charlie explained the process clearly and we knew what to expect throughout. We had a mortgage offer within a week of...
7 months ago
Anonymous
Professionalism and transparency are key. Less is more, fat free service.
7 months ago
Sithabile
Chris was very efficient, kept to his appointment time and mortgage review was approved instantly.
7 months ago
Heidi
This is the second time using Wayne’s services for a new mortgage on our house purchase and he was phenomenal as always. Explains things in a way that I find easy to understand, and provides excellent advice. Thank you Wayne and team!
7 months ago
Oliver
Incredibly helpful and informative right from the start!
8 months ago
Shaun
As a returning customer I'm pleased to say the service is impeccable as always!
8 months ago
At the moment, there are a handful of different government schemes to help First Time Buyers onto the property ladder. This includes, Help to Buy Schemes, Lifetime ISAs, and the Right to Buy Scheme. For more information on these schemes feel free to navigate towards the guides section on our website.
Our experienced Mortgage Advisors understand and keep up-to-date with all the current government schemes available, this helps them answer any mortgage related questions you may have regarding the different Government schemes available.
As a first time buyer in Leeds, you have access to various mortgage options tailored to your needs. These include:
It’s crucial to consult with a mortgage broker in Leeds who can assess your financial situation and help you select the most suitable first-time buyer mortgage option. They can also assist you in finding the best deals available in the market.
Remember that mortgage availability and terms can change, so it’s essential to stay updated and seek professional advice when making important financial decisions.
As a Mortgage Broker in Leeds, our Mortgage Advisors in Leeds work from a large panel of lenders to search 1000s of deals to find you the most suitable mortgage product. Whereas if you approached your bank, they would be limited to offering only their products and not any other lenders.
We also work with a number of lenders who offer ‘Specialist’ products, each with varying criteria. We often find that customers who approach us have previously tried their banks but have been declined for a mortgage due to the strict lending criteria. In many of these cases, this is where we will be of assistance and provide you with expert mortgage advice in Leeds, 7 days a week.
We are usually able to offer same-day appointments with our Mortgage Advisors in Leeds, making the process much quicker than waiting for an appointment with your bank or building society.
During your free mortgage appointment with our expert mortgage advisor in Leeds, will conduct a thorough assessment of your income and expenses.
Our team of experts can search 1000's of first time buyer deals in Leeds. This will set you on the right path towards becoming a homeowner. Following your appointment, we will promptly secure your mortgage agreement in principle (AIP), usually within 24 hours, a handy tool to have when making any offers on a property.
Once your offer on a property is accepted, our trusted mortgage advisor in Leeds will take care of submitting your mortgage application and forward any additional documentation required by the lender.
In addition to finding the most suitable mortgage deal for first time buyers in Leeds, our team is devoted to helping you obtain any insurance coverage to safeguard you and your loved ones financially.
We offer all of our customers a way to book a free mortgage appointment online to speak with a Mortgage Advisor in Leeds. We sometimes have evening and weekend appointments, so you can pick a time that’s convenient for you. Having worked in the mortgage industry for over 20 years, providing open and honest Mortgage Advice in Leeds, we have helped many First Time Buyers in Leeds get onto the property ladder.
At Leedsmoneyman, customer service is the heart of our team, and this really shows through our genuine customer reviews. We will always be open and honest with our Mortgage Advice in Leeds, making sure we secure you the most suitable mortgage that is available for your circumstances.
For over 20 years as a reputable Mortgage Broker in Leeds, we have provided nothing but open and honest Mortgage Advice in Leeds to many First Time Buyer in Leeds. Rest assured, you’re in safe hands with us.
If for any reason we are unable to secure you a mortgage at the time when you contact us. We will always try to advise on the right course of action to take, to hopefully improve your chances in the future.
If you are ready to make an offer, but need help in doing so, then our Mortgage Advice in Leeds team will be happy to help assist you with this. We can help you obtain a mortgage agreement in principle (AIP), an A.I.P. can help give you a better chance of your offer being accepted.
If you have had an offer accepted on a property, we can help get the process started on your full mortgage application. We always recommend speaking to a Mortgage Broker in Leeds like ourselves before making any offers. We can help check that you are eligible for a mortgage, and provide you an AIP to back up any offers you put down.
As we’ve mentioned above, at Leedsmoneyman, we can usually obtain a mortgage agreement in principle within 24 hours of your initial appointment. Again, it’s always a good idea to have an AIP prior to making any offers. This shows the vendor that you are a serious buyer and, in a better position, to proceed.
We tend to find some applicants have approached their bank for a mortgage, but got declined for a mortgage, this doesn’t mean that we won’t be able to help you. There may have been a reason as to why your bank declined your mortgage application. As a mortgage broker in Leeds, we work with a lot of lenders, some of which offer specialist products. We can look at your individual circumstances and recommend to you which is the right route to go down.
For more first time buyer mortgage advice in Leeds, please don’t hesitate to book your free mortgage appointment today. We are available 7 days and have appointments in the evenings and weekends, subject to availability. Our Mortgage Advisors in Leeds will be more than happy to answer all of your questions and look forward to speaking with you.
Read our 254 Reviews
Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
