Read our 208 Reviews
With over 20 years of experience within the mortgage sector, it's our job to provide you with our full help and guidance throughout the whole of your mortgage journey in Bradford.
Give us a call: 0113 8272 263Book a Free Consultation
Give us a call: 0113 8272 263
With over 20 years of experience within the mortgage sector, it's our job to provide you with our full help and guidance throughout the whole of your mortgage journey in Bradford.Book a Free Consultation
4.98 Rating208 Reviews
They have been incredibly helpful every step of the way and there has always been someone available to speak to us, both during the week and at weekends. I highly recommend them and cannot fault them at all.
UK Money Man have been incredible throughout the entire process. We worked with Matt & Lyndsey who have been faultless. We are first time buyers so are very new to the process but they made it stress-free from beginning to end. I would 100%...
My advisor is very prompt in replying to messages and will reply as soon as he is available. He discussed the mortgage with me and provide decision, on how to proceed. In my last application he was working late night to submit the applicaiton. I...
How can I say anything other than brilliant my best choice.
My partner and I used UK Moneyman in order to secure our mortgage. Both Ryan Coulson and Meghan Robinson were extremely knowledgeable and provided exemplary advice/guidance throughout the application process. They always provided swift responses to...
The service was absolutely wonderful, everyone I spoke to was lovely and very helpful. I was kept up to date throughout the process. Would recommend.
Malcolm and his team were brilliant when helping us secure a mortgage. As first time buyers, we did not know much about the process, but Malcolm and his team put us at ease, answered all of our questions and supported us every step of the way....
Dinah Harros and Meghan Robinson were very helpful to find a competitive mortgage deal. They were able to provide good advice regarding the market and ensured we kept informed of the progress. When there was issues they were able to react quickly...
Very professional and always go the extra mile. Thank you Chris and Anna.
It was a great service and we're really happy with the offer they helped us secure. Daniel was very helpful and Louise sorted everything very quickly for us. This is the second time we've used Leedsmoneyman for mortgages and we've...
Ryan and Meghan couldn’t have been more helpful they made the process clear and stress free from start to finish.
Our entire experience with Leeds Moneyman has been fantastic, as first-time buyers this was all new to us and Dinah and Louise were such a great help along the way explaining the process in detail. They went above and beyond to secure us a mortgage...
First Class Service, Both Louise and Charlie were always available to assist us in our remortgage. The are both very professional and dealt with any queries we had. We would have no hesitation in recomending them. Thank you.
Overall an excellent service and an experienced team. They covered all the basics and answered all our questions in a friendly way for first-time buyers. We really can't thank Wayne and Meghan enough.
The best customer service I have ever received from all staff members. Kayleigh who looked after my account was certainly the most authentic and approachable person i have come across in a long time, her willingness to help and go the extra mile is...
My dealings with Charlie, Meghan and the whole team were exceptional. They made the progress less daunting, provided clear and friendly advice/guidance and always responded promptly to any questions or concerns I had. They secured my loan and I...
Excellent service thus far. really quick, informative and efficient throughout each stage of the mortgage process
Dinah was amazingly helpful, always available to text/talk on the phone at anytime. She kept me in the loop continuously and i would recommend her to everyone
Lovely, helpful people and easy to work with. Would highly recommend.
As a Mortgage Broker in Leeds & Bradford, our job is to provide our full support and guidance through the whole mortgage process. As soon as you are in contact with our team, you’ll be in safe hands.
You’ll also be able to benefit from a free mortgage consultation with us – no matter your mortgage situation.
1 – You get in touch and we get you booked in for your free mortgage consultation.
2 – You undergo your free mortgage consultation with your own dedicated mortgage advisor in Bradford. They will get some more information from you regarding your mortgage situation. This will help them find the perfect more deal for you.
3 – Your advisor will do their best to find you a competitive mortgage product. If they find one that you like and you want to continue with us, then we can start preparing your mortgage application.
4 – If you haven’t already found a property that you want to make an offer on, it’s now time to go and find one! If you’ve already had your offer accepted, it’s now time to submit your application and wait for the lender’s response. We will keep you up-to-date with the progress of your application once submitted; a formal offer can usually take around 3 weeks.
Our job isn’t complete without you feeling 100% satisfied with your experience. That’s why we try to do everything we can to make your mortgage journey as memorable as possible.
In Bradford, we work mornings, evenings and during late business hours so that you can contact us at a time you’re most suited to. We want you to feel comfortable and secure at all times whilst communicating with us.
Get in touch at a time that suits you. Book your free mortgage consultation today.
More often than not, we get applicants who have recently been declined by their bank and need expert help. A bank only has access to their own in-house products, whereas, a mortgage broker in Bradford like us has access to 1000’s of competitive mortgage deals, with some being more specialist than banks and building societies.
Our responsive team, also work to ensure that you get to speak with a Mortgage Advisor in Leeds & Bradford as soon as possible during the process. This means that you aren’t held up in a queue to speak to someone, you get to talk right away!
Our responsive team, also work to ensure that you get to speak with a mortgage advisor in Bradford as soon as possible during the process. This means that you aren’t held up in a queue waiting to speak with someone, you get to talk right away!
We take great pride in our customer service; from responsiveness to transparent Mortgage Advice in Leeds & Bradford, we will always make you feel like you’ve been looked after throughout the whole of your journey.
Take a look at our brilliant customer reviews. You may find someone who was in the same situation as you are now.
Get in touch with us and we will arrange your free mortgage consultation with a specialist mortgage advisor in Leeds.
Take a look at our 5-Star Reviews. We love it when our customers feed back the experience that they had with us.
We operate during out of office house so that you can call us at time best suited to your personal circumstances.
Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks.
If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements.
If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit.
Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.
Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.
You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds.
As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.
Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process.
To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.