Mortgage Broker in Rothwell
Mortgage Advice in Rothwell
Book Your Free Mortgage Appointment Online
Read our 213 Reviews
As a professional mortgage broker in Rothwell, we have utilised our experience & knowledge to help many customers towards mortgage success in Rothwell! If you are looking for support through the process, our friendly mortgage advisors in Rothwell are here to help
For your FREE mortgage consultation in Rothwell call 0113 827 2263
Book OnlineFor your FREE mortgage consultation in Rothwell call 0113 827 2263
As a professional mortgage broker in Rothwell, we have utilised our experience & knowledge to help many customers towards mortgage success in Rothwell! If you are looking for support through the process, our friendly mortgage advisors in Rothwell are here to help
Book Online4.98 Rating213 Reviews
Melanie
Cannot recommend Daniel enough. He was efficient and professional while dealing with my change of mortgage.
1 month ago
Lisa
Very professional & friendly service, I had a very complex case & really didn't think I'd be able to secure a mortgage. Dinah went through every step in a way I could understand & was there anytime I needed to ask anything. I will definitely be...
1 month ago
Connor
Dan was a fantastic help, and gave some grand advice. Very glad I had the chance to contact him!
1 month ago
Michael
Charlie had excellent and prompt communication and was supportive especially when a problem came up (not UK Moneyman's fault). Would definitely recommend.
2 months ago
Anonymous
Great service. Very efficient and friendly.
2 months ago
Samantha
They have been incredibly helpful every step of the way and there has always been someone available to speak to us, both during the week and at weekends. I highly recommend them and cannot fault them at all.
4 months ago
Saffron
UK Money Man have been incredible throughout the entire process. We worked with Matt & Lyndsey who have been faultless. We are first time buyers so are very new to the process but they made it stress-free from beginning to end. I would 100%...
6 months ago
Sashiddharan
My advisor is very prompt in replying to messages and will reply as soon as he is available. He discussed the mortgage with me and provide decision, on how to proceed. In my last application he was working late night to submit the applicaiton. I...
6 months ago
Stephen
How can I say anything other than brilliant my best choice.
7 months ago
Anonymous
Excellent advice
7 months ago
Tara
My partner and I used UK Moneyman in order to secure our mortgage. Both Ryan Coulson and Meghan Robinson were extremely knowledgeable and provided exemplary advice/guidance throughout the application process. They always provided swift responses to...
7 months ago
Victoria
The service was absolutely wonderful, everyone I spoke to was lovely and very helpful. I was kept up to date throughout the process. Would recommend.
9 months ago
Philippa
Malcolm and his team were brilliant when helping us secure a mortgage. As first time buyers, we did not know much about the process, but Malcolm and his team put us at ease, answered all of our questions and supported us every step of the way....
9 months ago
Anonymous
Dinah Harros and Meghan Robinson were very helpful to find a competitive mortgage deal. They were able to provide good advice regarding the market and ensured we kept informed of the progress. When there was issues they were able to react quickly...
10 months ago
angeline
Very professional and always go the extra mile. Thank you Chris and Anna.
10 months ago
Anonymous
It was a great service and we're really happy with the offer they helped us secure. Daniel was very helpful and Louise sorted everything very quickly for us. This is the second time we've used Leedsmoneyman for mortgages and we've recommended them...
11 months ago
Lucy
Ryan and Meghan couldn’t have been more helpful they made the process clear and stress free from start to finish.
11 months ago
Emma
Our entire experience with Leeds Moneyman has been fantastic, as first-time buyers this was all new to us and Dinah and Louise were such a great help along the way explaining the process in detail. They went above and beyond to secure us a mortgage...
1 year ago
Victoria
First Class Service, Both Louise and Charlie were always available to assist us in our remortgage. The are both very professional and dealt with any queries we had. We would have no hesitation in recomending them. Thank you.
1 year ago
Charmaine
Overall an excellent service and an experienced team. They covered all the basics and answered all our questions in a friendly way for first-time buyers. We really can't thank Wayne and Meghan enough.
1 year ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Rothwell
As an expert Mortgage Broker in Rothwell, we are here to help you throughout the mortgage. From your initial contact with us to obtaining the keys to your dream home, our team will be able to support you on the mortgage journey. Our experience has allowed us to help many homeowners and home buyers achieve their mortgage goals through the support of our mortgage advisors in Rothwell who are experts in many mortgage situations.
Our team have helped many first time buyers, home movers, and landlords looking to invest a buy to let/let to buy property. We have a team of mortgage advisors in Rothwell who are here to help you towards mortgage success. Hurdles can pop up in the mortgage process, so we utilise our knowledge and experience to help you overcome any obstacles you may encounter.
Along with helping you navigate through the process, we can search through 1000s of mortgage deals to find the most appropriate one for you. Here at Leedsmoneyman, we have access to a large panel of lenders who are offering both high street and specialist products in order to find a product tailored to your situation.
If you feel your situation is too complex for mortgage advice in Rothwell, please don’t hesitate to get in touch. We have encountered a variety of situations meaning it’s very likely that we have come across your situation before and will point you in the right direction. Our team will help you towards mortgage success by providing you with the support and information you need.
Popular Mortgage Scenarios in Rothwell
First Time Buyer in Rothwell
As a first time buyer, you may be wondering the amount you could borrow for a mortgage in Rothwell. One of our dedicated mortgage advisors in Rothwell can help you with this by performing an affordability assessment. The process will involve you putting forward the necessary documents to support your income like bank statements, payslips etc. They will also look at your credit report, credit rating and other documentation to back you up for qualifying for a mortgage in Rothwell.
Then, we will search 1000s of mortgage deals to find the one that is fitting for your circumstances. As an expert mortgage broker in Rothwell, we can help you obtain an Agreement in Principle around 24 hours after you attend your free mortgage appointment.
Moving Home in Rothwell
The two most common reasons why someone may look to move home are either to live in a bigger property or downsize to a small one. Initially, you will have to sell and buy a home simultaneously which can be a stressful process. After, you will need to deal with mortgage aspects and need to see if you can port your current mortgage onto the new property or need to take out a brand new one instead.
Our team can help you make decisions like these and go through the best route based on your financial and personal circumstances. We do recommend you check your affordability before taking viewings and making offers. Our team can help you with budgeting so you have an idea of what the maximum amount is that you can borrow as well as how much the repayments will be.
Remortgage in Rothwell
If you are coming to the of your fixed mortgage term, it’s then time to start thinking about your remortgage options. Remortgaging involves you switching to another mortgage deal to reduce the risk of falling onto your lender’s standard variable rate of interest. We have a team of remortgage advisors in Rothwell who can help you find competitive rates and products in the market. As long as you have kept up with your repayments, you may find that you have competitive rates available to you.
Not only can we help you find you a better deal, but we can assist those who are looking to remortgage for home improvements, equity release or consolidate debt into their mortgage.
Buy to Let in Rothwell
Whether you are a budding or existing buy to let mortgage landlord, our team can help! Because of our professional and transparent service, we have built close relationships with many local landlords in Rothwell. Commonly, you will need to have a 20%-40% deposit for a buy to let in Rothwell but this does come down to your existing portfolio and credit score. During you free buy to let mortgage appointment, we will carry out a credibility and affordability assessment on you.
We can help those looking at getting a HMO, holiday let, let to buy and many more! Our mortgage advisor in Rothwell can help you look into your Buy to Let options and find the one most appropriate for you.
Please note that the Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Mortgages for over 50’s and Equity Release in Rothwell
There are a variety of mortgage options including equity release in Rothwell that can benefit a homeowner over the age of 55 who meets the specified criteria like property value.
You can obtain an equity release in Rothwell through a home reversion plan or more commonly, a lifetime mortgage in Rothwell. As well as this, if you’re over 50, there may be additional mortgage options on offer to you as you approach later life, including retirement interest-only (RIO) mortgages, term interest-only (TIO) mortgages, hybrid mortgages, standard mortgages and remortgage in Rothwell.
If you are interested in mortgages over 50s, in particular, equity release, we do strongly recommend you get in touch with a qualified and professional mortgage broker in Rothwell to help you explore your options.
Our team always look into alternative options before considering equity release in Rothwell.
To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan.
A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.
A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.
Our Simple 4-Step Process in Rothwell
Our modern online booking system allows you to book your free mortgage appointment at a time that suits you! We have slots 7 days a week from early in the morning until late (subject to availability). Within this appointment, your dedicated mortgage advisor in Rothwell will ask you a series of questions to better understand your situation and what you are looking to achieve.
Utilising the information you have provided, your dedicated mortgage advisor in Rothwell will search through 1000s of deals to find you an appropriate mortgage product that fulfils your needs and provide you with trusted mortgage advice in Rothwell.
As part of our responsive service, your mortgage advisor in Rothwell can provide you with an Agreement in Principle usually around 24 hours after attending your free initial appointment.
Reasons to Choose Us
In some cases, we find customers approach us after being declined for a mortgage by their bank as they are unsure of why their mortgage application was turned down. As a mortgage broker in Leeds, we can not only help you identify the problem but work hard in finding you a deal that is suitable for your situation. If you feel your case is too complex for mortgage advice in Rothwell, please don’t hesitate to get in touch! With over 20 years of experience, we have come across a variety of situations so it’s very likely that we have encountered one similar to yours before.
We have a team of friendly team of mortgage advisors in Rothwell who are here to provide a helping hand throughout the mortgage journey. We strive in providing a responsive, caring and professional service every step of the way. Kickstart your mortgage by booking a free mortgage appointment.
We look forward to hearing from you and offering our professional mortgage advice in Leeds and surrounding areas to help you achieve your mortgage goals.
We search 1000's of mortgage deals across a large number of lenders, including:
Bank vs Broker
A significant factor that can differentiate a bank from a broker in that a bank are only limited to offering their in-house mortgage product whereas a mortgage broker in Rothwell can access products from our large panel of lenders who can offer both high street & specialist. This allows us to find a product that is tailored to your personal and financial situation.
Find Your Mortgage Broker in Leeds on Social Media
We are proud to offer free financial education through our social media channels like Facebook & Instagram where we post educational content and mortgage market updates. Our YouTube Channel 'MoneymanTV' is the place to be for all things mortgages with plenty of helpful videos! 
Free Mortgage Appointment
As an expert mortgage broker in Rothwell, we offer all our customers a free mortgage appointment. These are around 30 minutes long and in this your allocated mortgage advisor in Rothwell will take some time in understanding your situation in a little more detail.
Common mortgage questions
When planning to make a deposit for a property in Rothwell, most mainstream lenders generally require a minimum of 5%. However, depending on your individual circumstances, such as any previous credit issues, certain lenders may ask for a larger deposit.
Typically, a mortgage consultation with a mortgage advisor in Rothwell is provided at no cost and lasts around 30 minutes.
Once your situation has been evaluated, the mortgage advisor will offer impartial mortgage advice without any pressure or requirement to continue.
With the advice given, you will be able to make an informed decision on whether or not to proceed with the mortgage process.
In order to evaluate your creditworthiness and ascertain your qualification for a mortgage in Rothwell, it is advisable to obtain an agreement in principle before you begin property viewings.
It is recommended to secure this agreement prior to making an offer, ideally at the earliest opportunity. This will strengthen your bargaining position and demonstrate to the seller that you are prepared to proceed if your offer is accepted. Generally, we can obtain an agreement in principle within 24 hours.
For employed individuals, it is typically required to present three pay slips as proof of income. However, if you are self-employed in Rothwell, you will generally be requested to provide your most recent two years’ accounts, along with documentation verifying your identity, address, and three months’ worth of bank statements.
Our initial mortgage consultation is typically free of charge and lasts around 30 minutes. As an experienced mortgage broker located in Rothwell, we can usually obtain an Agreement in Principle within 24 hours once we have collected all the necessary information. In the majority of cases, you can anticipate receiving a formal mortgage offer within three weeks.
Regardless of any past credit problems you may have encountered, there is still a possibility for you to be eligible for a mortgage in Rothwell. However, it’s worth mentioning that a larger upfront payment, usually between 10% and 15% of the property’s purchase price, might be required.
Handy quick links
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