Mortgage Advice in Huddersfield - We have experience with every type of mortgage, let us help you through your journey.
For your FREE mortgage consultation in Huddersfield call 0113 8272 263 or book online.
Book OnlineFor your FREE mortgage consultation in Huddersfield call 0113 8272 263 or book online.
Mortgage Advice in Huddersfield - We have experience with every type of mortgage, let us help you through your journey.
Book Online4.98 Rating209 Reviews
Anonymous
Great service. Very efficient and friendly.
Samantha
They have been incredibly helpful every step of the way and there has always been someone available to speak to us, both during the week and at weekends. I highly recommend them and cannot fault them at all.
Saffron
UK Money Man have been incredible throughout the entire process. We worked with Matt & Lyndsey who have been faultless. We are first time buyers so are very new to the process but they made it stress-free from beginning to end. I would 100%...
Sashiddharan
My advisor is very prompt in replying to messages and will reply as soon as he is available. He discussed the mortgage with me and provide decision, on how to proceed. In my last application he was working late night to submit the applicaiton. I...
Stephen
How can I say anything other than brilliant my best choice.
Anonymous
Excellent advice
Tara
My partner and I used UK Moneyman in order to secure our mortgage. Both Ryan Coulson and Meghan Robinson were extremely knowledgeable and provided exemplary advice/guidance throughout the application process. They always provided swift responses to...
Victoria
The service was absolutely wonderful, everyone I spoke to was lovely and very helpful. I was kept up to date throughout the process. Would recommend.
Philippa
Malcolm and his team were brilliant when helping us secure a mortgage. As first time buyers, we did not know much about the process, but Malcolm and his team put us at ease, answered all of our questions and supported us every step of the way....
Anonymous
Dinah Harros and Meghan Robinson were very helpful to find a competitive mortgage deal. They were able to provide good advice regarding the market and ensured we kept informed of the progress. When there was issues they were able to react quickly...
angeline
Very professional and always go the extra mile. Thank you Chris and Anna.
Anonymous
It was a great service and we're really happy with the offer they helped us secure. Daniel was very helpful and Louise sorted everything very quickly for us. This is the second time we've used Leedsmoneyman for mortgages and we've...
Lucy
Ryan and Meghan couldn’t have been more helpful they made the process clear and stress free from start to finish.
Emma
Our entire experience with Leeds Moneyman has been fantastic, as first-time buyers this was all new to us and Dinah and Louise were such a great help along the way explaining the process in detail. They went above and beyond to secure us a mortgage...
Victoria
First Class Service, Both Louise and Charlie were always available to assist us in our remortgage. The are both very professional and dealt with any queries we had. We would have no hesitation in recomending them. Thank you.
Charmaine
Overall an excellent service and an experienced team. They covered all the basics and answered all our questions in a friendly way for first-time buyers. We really can't thank Wayne and Meghan enough.
Kim
The best customer service I have ever received from all staff members. Kayleigh who looked after my account was certainly the most authentic and approachable person i have come across in a long time, her willingness to help and go the extra mile is...
David
My dealings with Charlie, Meghan and the whole team were exceptional. They made the progress less daunting, provided clear and friendly advice/guidance and always responded promptly to any questions or concerns I had. They secured my loan and I...
Brian
Excellent service thus far. really quick, informative and efficient throughout each stage of the mortgage process
Daisy
Dinah was amazingly helpful, always available to text/talk on the phone at anytime. She kept me in the loop continuously and i would recommend her to everyone
Welcome to our page for dedicated Mortgage Advice in Leeds & Huddersfield. As a mortgage broker in Huddersfield, we aim to utilise over 20 years of experience working in the industry to help guide you through the entire mortgage process.
We are here to save you time, money and advise you on the most appropriate mortgage deal tailored to your circumstances.
We understand that the mortgage process can be frustrating, especially if it’s your first encounter with it. It’s our job to step in and help you through the process.
As a mortgage broker in Huddersfield with a vast amount of industry knowledge, we are able to work with all different kinds of mortgage situations. First time buyer? Moving Home? Remortgage? We are here to help no matter your situation!
We also offer a free mortgage appointment to every
We understand that the mortgage process can be frustrating, especially if it’s your first encounter with it. It’s our job to step in and help you through the process.
A Mortgage Broker in Leeds & Huddersfield like us always has your best interests at heart, we will be transparent with you 100% of the time.
Also, we will not make you wait around for an appointment and put you in a queue, you can book your own appointment, straight away.
Being this responsive allows us to maintain our high levels of customer service. It’s our job to help you through your mortgage journey, to hold your hand through the whole process and be there to answer any mortgage questions you have along the way.
There are no upfront fees either! Book in your free mortgage consultation online, over the phone or by completing our contact form.
Contact us at a time that best suits you. We are open 7 days a week, therefore, you can book your appointments on the weekend.
We can’t wait to hear from you! Speak to a Mortgage Advisor in Leeds & Huddersfield today.
We take a great deal of pride in the level of customer service we provide. It’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website daily, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we still have someone monitoring the messages ready to respond if needed.
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around, things go as quickly and as smoothly as possible.
Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks.Â
If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements.Â
If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit.Â
Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.
Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.
You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.Â
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds.Â
As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.Â
Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process.Â
To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.