Mortgage Advice in Chapel Allerton - We have experience with every type of mortgage, let us help you through your journey.
For your FREE mortgage consultation in Chapel Allerton call 0113 8272 263 or book online.
Book OnlineFor your FREE mortgage consultation in Chapel Allerton call 0113 8272 263 or book online.
Mortgage Advice in Chapel Allerton - We have experience with every type of mortgage, let us help you through your journey.
Book OnlineMortgage advice
your way
4.98 Rating209 Reviews
Anonymous
Great service. Very efficient and friendly.
2 days ago
Samantha
They have been incredibly helpful every step of the way and there has always been someone available to speak to us, both during the week and at weekends. I highly recommend them and cannot fault them at all.
2 months ago
Saffron
UK Money Man have been incredible throughout the entire process. We worked with Matt & Lyndsey who have been faultless. We are first time buyers so are very new to the process but they made it stress-free from beginning to end. I would 100%...
4 months ago
Sashiddharan
My advisor is very prompt in replying to messages and will reply as soon as he is available. He discussed the mortgage with me and provide decision, on how to proceed. In my last application he was working late night to submit the applicaiton. I...
4 months ago
Stephen
How can I say anything other than brilliant my best choice.
5 months ago
Anonymous
Excellent advice
5 months ago
Tara
My partner and I used UK Moneyman in order to secure our mortgage. Both Ryan Coulson and Meghan Robinson were extremely knowledgeable and provided exemplary advice/guidance throughout the application process. They always provided swift responses to...
5 months ago
Victoria
The service was absolutely wonderful, everyone I spoke to was lovely and very helpful. I was kept up to date throughout the process. Would recommend.
6 months ago
Philippa
Malcolm and his team were brilliant when helping us secure a mortgage. As first time buyers, we did not know much about the process, but Malcolm and his team put us at ease, answered all of our questions and supported us every step of the way....
7 months ago
Anonymous
Dinah Harros and Meghan Robinson were very helpful to find a competitive mortgage deal. They were able to provide good advice regarding the market and ensured we kept informed of the progress. When there was issues they were able to react quickly...
8 months ago
angeline
Very professional and always go the extra mile. Thank you Chris and Anna.
8 months ago
Anonymous
It was a great service and we're really happy with the offer they helped us secure. Daniel was very helpful and Louise sorted everything very quickly for us. This is the second time we've used Leedsmoneyman for mortgages and we've...
8 months ago
Lucy
Ryan and Meghan couldn’t have been more helpful they made the process clear and stress free from start to finish.
9 months ago
Emma
Our entire experience with Leeds Moneyman has been fantastic, as first-time buyers this was all new to us and Dinah and Louise were such a great help along the way explaining the process in detail. They went above and beyond to secure us a mortgage...
9 months ago
Victoria
First Class Service, Both Louise and Charlie were always available to assist us in our remortgage. The are both very professional and dealt with any queries we had. We would have no hesitation in recomending them. Thank you.
10 months ago
Charmaine
Overall an excellent service and an experienced team. They covered all the basics and answered all our questions in a friendly way for first-time buyers. We really can't thank Wayne and Meghan enough.
10 months ago
Kim
The best customer service I have ever received from all staff members. Kayleigh who looked after my account was certainly the most authentic and approachable person i have come across in a long time, her willingness to help and go the extra mile is...
10 months ago
David
My dealings with Charlie, Meghan and the whole team were exceptional. They made the progress less daunting, provided clear and friendly advice/guidance and always responded promptly to any questions or concerns I had. They secured my loan and I...
10 months ago
Brian
Excellent service thus far. really quick, informative and efficient throughout each stage of the mortgage process
10 months ago
Daisy
Dinah was amazingly helpful, always available to text/talk on the phone at anytime. She kept me in the loop continuously and i would recommend her to everyone
10 months ago
- Mortgage Advice
- Why Us?
Open and Honest Mortgage Advice in Chapel Allerton
Having worked in the mortgage industry for over 20 years, we have the right experience to offer a helping hand in your mortgage journey – our team have had the chance to help customers with varying mortgage situations.
Whether you are looking for a purchase or remortgage deal – we will be with you every step of the way!
Here at Leedsmoneyman, we aim to give all new/ existing customers a stress-free and top-level service to help you achieve your mortgage goals. We do so by treating each customer’s situation as an isolated case, and by looking into your financial circumstances to find you the most suitable deal.
If you would like to speak with one of our expert Mortgage Advisors in Chapel Allerton, you can by booking yourself in for a free mortgage appointment, here our team can get more insight into your current situation and what you are looking to achieve.
We understand that each customer is entitled to their busy lifestyle, which is why we have adaptable availability with appointments available on evenings and weekends.
Different Types of Mortgage Options in Chapel Allerton
There are many types of mortgage available in today’s market and knowing which one you need to apply for is key if you want to get the most suitable deal for you. Below we listed the most popular mortgage options in Chapel Allerton.
First Time Buyer in Chapel Allerton
For first time buyers dealing with a mortgage for the very first time having little knowledge or experience might find the mortgage process a little bit daunting.
This is why having a Mortgage Advisor in Leeds by your side, you can begin your mortgage journey knowing that you are in safe hands throughout the entire process. They will be able to tell you the maximum amount you can borrow for your first mortgage as well as carry out an affordability assessment.
During your initial free mortgage appointment, you will be able to speak to your dedicated Mortgage Advisor in Chapel Allerton. This will give you the chance to ask any questions and get insight on anything you may be unsure about relating to mortgages.
Moving Home in Chapel Allerton
If you were looking into Moving Home in Chapel Allerton, you will likely have more insight into the mortgage process in comparison to a first time buyer.
Even though you have gone through the mortgage process before, it doesn’t mean you will benefit from the help of a member of our team. Moving Home can be a stressful process trying to balance the home buying process and selling process simultaneously, but this shouldn’t have to be the case.
The good news is that our hard-working team can help with finding you the most suitable deal for your situation. As well as, any other mortgage aspects while you focus on packing up your belongings and selling your current property.
Buy to Let Mortgage in Chapel Allerton
Over the years, we have built up a strong working relationship with many landlords. We advise all new or existing landlords to go to a Mortgage Broker in Leeds because having our service by your side will be very beneficial to help achieve your Buy to Let goals.
By utilising our large panel of lenders, we can search 1000’s of buy to let mortgage deals to find you the most suitable product for your circumstances. If you did not know already, you are required to put down a 25%-40% deposit.
Remortgaging in Chapel Allerton
If you are coming to the end of your fixed mortgage term, this is where you can explore your Remortgage options which is something many people forget to do which results in you being placed onto the lender’s standard variable rate.
If you approached us for your initial mortgage you will receive a reminder from us 6 months before your fixed term ends. We do this to encourage you to look into your options early to prevent you from going onto a lender’s standard variable rate.
Our Remortgage Advisors in Chapel Allerton can help find you the most suitable remortgage deal that matches your circumstances.
Self Employed in Chapel Allerton
One challenge that many self employed applicants in Leeds & Chapel Allerton has to overcome is evidencing your income. Our team have dealt with many self employed applicants to achieve their mortgage goal.
Your dedicated Mortgage Advisor in Chapel Allerton will go over your case in detail and will find you the most suitable mortgage product along with guiding the next steps to take. By doing this, you will likely go through the process successfully.
Why Choose Leedsmoneyman?
Providing a fast and friendly service to our customers is important to us, we want to provide you with the best options for your circumstance. With this in mind, we will look into finding you the most suitable mortgage product that is competitive and appropriate for your personal and financial circumstances., however, we will be honest with you if we feel you should stick with your current product.
We understand that everyone is entitled to have a busy personal and work lifestyles. This is why we have availability 7 days a week, you can book your free mortgage appointment at a time that fits you.
Our Mortgage Advisors in Chapel Allerton have extensive experience with every mortgage situation through working with customers with varying mortgage needs. Check out the range of services we offer on our website.
With access to a large panel of lenders offering both specialist and high street products, we can search through 1000’s of deals to find the most suitable one for your financial situation.
Contact your Mortgage Broker in Chapel Allerton
Get in touch with a Mortgage Broker in Leeds & Chapel Allerton if you are looking for a helping hand on your mortgage journey. Our team of Mortgage Advisors in Leeds are here to provide fast and friendly Mortgage Advice in Leeds & Chapel Allerton to help you achieve your mortgage goals.
Whether you are looking to buy your first home, wanting to move home, are a current or new landlord looking to obtain a Buy to Let mortgage, or are just looking to obtain Mortgage Advice in Chapel Allerton, our team are here to provide support in any way they can.
We search 1000's of mortgage deals across a large number of lenders, including:
About Us
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
Find Your Mortgage Broker in Chapel Allerton on Social Media
We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.
Stress-Free Remortgage Advice in Chapel Allerton
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.
Common mortgage questions
Our free initial mortgage consultation can roughly last up to one hour. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks.Â
If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements.Â
If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit.Â
Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.
Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.
You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.Â
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds.Â
As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.Â
Your free mortgage consultation with a Mortgage Advisor in Leeds will last around one hour. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process.Â
To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.
Handy quick links
Malcolm's
mortgage guides
