Mortgage Advice in Chapel Allerton - We have experience with every type of mortgage, let us help you through your journey.
For your FREE mortgage consultation in Chapel Allerton call 0113 8272 263 or book online.
Book OnlineFor your FREE mortgage consultation in Chapel Allerton call 0113 8272 263 or book online.
Mortgage Advice in Chapel Allerton - We have experience with every type of mortgage, let us help you through your journey.
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4.98 Rating224 Reviews
Matthew
Our advisor Matt Collinson has been so helpful and a pleasure to deal with. I would definitely recommend him.
2 days ago
Lauren
Wayne was great throughout. Understood our needs really well and catered to when we were free to chat. Followed up and finalized with his colleagues who were really helpful and it’s really such a friendly team. Couldn’t fault the service at all...
1 week ago
Soney
I have been in my current house for 6 years and have always relied on Leedsmoneyman to deal with my mortgage renewal, etc. We will always use Leedsmoneyman for our mortgage needs and highly recommend them to anyone thinking of applying for a...
2 weeks ago
Andie
Absolutely fantastic service from both Chris and Lizzi!! Always responded quickly and answered all our questions. Wouldn’t go to anyone else now.
3 weeks ago
Jessie
Jason and Paula were really helpful all the way through my mortgage application process. Jason answered my questions in detail and promptly. I would definitely recommend and use them again.
1 month ago
Anonymous
Super helpful - as a first time buyer I had no clue about the ins and outs of getting a mortgage but Jason made sure to help me understand the process as well as get me a great deal.
1 month ago
Anonymous
Daniel was super helpful with our remortgage and did everything he could to secure us the lowest rate possible at a time rates are going up so fast!
2 months ago
Michael
We definitely chose the right company to handle our case. They were very professional and efficient and everything went through smoothly. We were delighted with the ongoing service we received up to completion and the icing on the cake is they will...
2 months ago
James
Excellent service from all involved once again. Everything was explained fully at all stages and the whole process was smooth sailing.
2 months ago
Anonymous
Would highly recommend Leedsmoneyman. The service was really great, everyone we spoke with was very responsive and helpful with any questions or queries. It really made the whole process a lot easier and less scary for us as first time buyers.
3 months ago
Anonymous
Really helpful for me and my partner being first time buyers, explained all the ins and outs and helped us get a great deal.
3 months ago
Melanie
Cannot recommend Daniel enough. He was efficient and professional while dealing with my change of mortgage.
5 months ago
Lisa
Very professional & friendly service, I had a very complex case & really didn't think I'd be able to secure a mortgage. Dinah went through every step in a way I could understand & was there anytime I needed to ask anything. I will definitely be...
5 months ago
Connor
Dan was a fantastic help, and gave some grand advice. Very glad I had the chance to contact him!
5 months ago
Michael
Charlie had excellent and prompt communication and was supportive especially when a problem came up (not UK Moneyman's fault). Would definitely recommend.
6 months ago
Anonymous
Great service. Very efficient and friendly.
6 months ago
Samantha
They have been incredibly helpful every step of the way and there has always been someone available to speak to us, both during the week and at weekends. I highly recommend them and cannot fault them at all.
8 months ago
Saffron
UK Money Man have been incredible throughout the entire process. We worked with Matt & Lyndsey who have been faultless. We are first time buyers so are very new to the process but they made it stress-free from beginning to end. I would 100%...
10 months ago
Sashiddharan
My advisor is very prompt in replying to messages and will reply as soon as he is available. He discussed the mortgage with me and provide decision, on how to proceed. In my last application he was working late night to submit the applicaiton. I...
10 months ago
Stephen
How can I say anything other than brilliant my best choice.
11 months ago
- Mortgage Advice
- Why Us?
Open and Honest Mortgage Advice in Chapel Allerton
At Leedsmoneyman, we have over 20 years experience in the mortgage industry, so we have the right knowledge to help you with your mortgage journey. We strive to provide a stress-free, top-level service for new and existing customers, treating each situation as an individual case and tailoring deals to financial circumstances.
Book a Free Mortgage Appointment
If you’d like to speak to one of our expert Mortgage Advisers in Chapel Allerton, you can book in for a free appointment. This will give us an insight into your current situation and what you want to achieve. We are flexible with our availability with appointments available on evenings and weekends.
Different Types of Mortgage Options in Chapel Allerton
There are many types of mortgages available in today’s market, so it’s essential to know which one you need to apply for. Below we have listed the most popular mortgage options in Chapel Allerton.
First Time Buyers in Chapel Allerton
For first time buyers, dealing with a mortgage for the first time with little knowledge or experience can be daunting. This is why having a Mortgage Advisor in Leeds by your side is so important. They can tell you the maximum amount you can borrow, as well as carrying out an affordability assessment. During the free mortgage appointment, you can ask any questions and get insight into anything you may be unsure about.
Moving Home in Chapel Allerton
If you’re looking into moving home in Chapel Allerton, you may have more insight into the mortgage process than a first time buyer. But this doesn’t mean you don’t need the help of a member of our team. Moving home can be a stressful process, so having our service by your side to find the most suitable deal while you focus on packing and selling your property, can be incredibly beneficial.
Buy to Let Mortgage in Chapel Allerton
We have built up a strong working relationship with many landlords over the years, and always advise them to use a Mortgage Broker in Leeds. Our large panel of lenders allows us to search thousands of buy to let mortgage deals to find the most suitable product for your circumstances. You will need to put down a 25-40% deposit.
Remortgaging in Chapel Allerton
If you’re coming to the end of your fixed mortgage term, this is a good time to explore your remortgage options. Many people forget to do this and end up paying the lender’s standard variable rate. We send out reminders to customers 6 months before their fixed term ends to encourage them to look into their options early. Our Remortgage Advisors in Chapel Allerton can help you find the most suitable deal for your situation.
Self Employed in Chapel Allerton
Self employed applicants in Leeds & Chapel Allerton often have to overcome the challenge of evidencing their income. Our team have a wealth of experience helping self employed applicants to achieve their mortgage goals. Your dedicated Mortgage Advisor will go through your case in detail to find you the most suitable product and guide you through the next steps.
Why Choose Leedsmoneyman?
Finding the right mortgage product can be a difficult process, especially when you have a busy lifestyle. Leedsmoneyman are here to provide fast and friendly services to help you find the most suitable and competitive mortgage for your situation.
Our Range of Services
Our Mortgage Advisors in Chapel Allerton have extensive experience with all types of mortgage situations. We offer a range of services, which can be found on our website.
Access to a Large Panel of Lenders
We have access to a large panel of lenders offering both high street and specialist products, meaning our team can search through 1000’s of deals to find the one that is most suitable for you.
Get in Touch
Get in touch with Leedsmoneyman if you are looking for help with your mortgage journey. Our team of Mortgage Advisors in Leeds & Chapel Allerton are here to provide fast and friendly advice to help you achieve your mortgage goals. Whether you are a first-time home buyer, looking to move, or a current or new landlord, we are here to provide support.
We search 1000's of mortgage deals across a large number of lenders, including:
About Us
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
Find Your Mortgage Broker in Chapel Allerton on Social Media
We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.
Stress-Free Remortgage Advice in Chapel Allerton
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.
Common mortgage questions
Our free initial mortgage consultation can roughly last up to 30 mins. As a skilled Mortgage Broker in Leeds, we can get you an Agreement in Principle within 24 hours after we have all the correct information. On average, a formal mortgage offer takes about three weeks.Â
If you’re an employee, you will usually have to supply three pay slips to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ accounts. You will also need to provide proof of ID, address and three months’ bank statements.Â
If you can show evidence of at least one year’s accounts, you may be able to get a mortgage. Most lenders in Leeds will use your salary plus dividend to work out your maximum mortgage. However, some can go off your net profit.Â
Despite having shown any credit problems in the past, the good news is you may be able to get a mortgage, but it means you may be required to put down a higher deposit, e.g. 10 – 15% of the property purchase price.
Suppose you are looking to put down a deposit for a property in Leeds. In that case, most High Street lenders will ask for a minimum deposit of 5%, and others might ask for a higher amount depending on your circumstances, e.g. If you have had any previous credit problems.
You can have two mortgages running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.Â
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires, it can easily get renewed by speaking to a Mortgage Advisor in Leeds.Â
As a committed Mortgage Broker in Leeds, we will carry out a Fact Find to establish your personal needs before we go ahead with advising the most suitable mortgage for your circumstances. From there, you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.Â
Your free mortgage consultation with a Mortgage Advisor in Leeds will last around 30 mins. Once they have evaluated your circumstances, they will advise a mortgage with no obligation for you to proceed. Based on the deal, you can determine whether or not you want to continue the process.Â
To help demonstrate that you are creditworthy and assess your affordability for a mortgage, we recommend getting an Agreement in Principle ready before viewing properties in Leeds. At the very latest, you should obtain one before making an offer to assist your bargaining position and show any seller that you are ready to proceed should they accept your offer. We are typically able to obtain an agreement in principle within 24 hours.
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