Work out how much you can borrow based on your income and deposit size.
Work out your mortgage repayments based on your property value and deposit size.
Work out your mortgage repayments based on your buy to let property value and deposit size.
Our Customers Love Us
72 5 Star Reviews
Francesca Hollyhead
Our mortgage advisor, Matt, was really helpful and talked us through everything. He also sorted someone to contact us for our buildings insurance so we had everything we needed.
31 Oct 2026
Joseph Harros
As a first-time buyer, I couldn't have asked for better support from UK Moneyman. Dinah and Jo were great throughout, explaining the process clearly and responding quickly all through the process. The mortgage knowledge and attention to detail which Dinah and Jo offered gave me real confidence, and they worked efficiently to make sure everything progressed smoothly. I really appreciated the professional, friendly service they offered, and would highly recommend them to anyone, especially first time buyers!
3 Oct 2026
Jade Wilmot
I recently used UK Moneyman for my first mortgage. I was very impressed with the service from Dinah and Jo and the level of mortgage expertise they offered. The advice was professional, knowledgeable, and tailored to my circumstances, which made what can be a stressful process feel straightforward and well managed. I would highly recommend Dinah and Jo at UK Moneyman to anyone looking for expert guidance with their mortgage.
3 Oct 2026
Chris Darcy
We've used UK Moneyman 3 times now to arrange our mortgage. First mortgage plus 2 remortgages. Stellar service react time. Very fast, bet honest, very helpful. Would highly recommend
20 Sep 2026
Hannah Lynch
We used UK money man for our mortgage application as first time buyers in 2022, and again in 2026 when we sold and moved house. They have been amazing through the whole process. Jason our mortgage broker has been responsive and knowledgeable, and even instructed us a new solicitor when the ones we’d planned to use weren’t on our lending panel. I would recommend to anyone looking for a mortgage!
14 Sep 2026
S S
Excellent service from start to finish! ⭐️ The best service I’ve received from a mortgage broker. Fast turnaround, excellent advice and clear, thorough communication every step of the way. A huge thank you to the team, Leo Shakespeare and Jo Parnell. In particular, Leo was absolutely fantastic — incredibly helpful, professional and always on hand to answer any questions and keep everything moving smoothly. Couldn’t have asked for a better service and would 100% recommend Leo and the team to anyone looking for a mortgage broker. Thank you again! 🙂
21 Aug 2026
Samantha Robinson
I’ve used UK moneyman 4 times now and recommended them to friends and family. Suck a good service, stress-free and all the staff are helpful, friendly and efficient.
9 Aug 2026
Declan Hargreaves
First time buyer who felt like a rabbit in the headlights with all things Mortgages and the house buying process in general but Leedsmoneyman and Matt Collinson specifically have been so helpful and really put me at ease. Matt and the team have given me regular updates, broke things down to cut through jargon and gave a real impression of them caring about getting me a great mortgage. Cannot recommend enough and I thank them for getting me to this position.
9 Jul 2026
Jodie Kear
This is our second time using UK Moneyman, the process was so easy yet again! The communication was great from Jason and Jo throughout and they’ve helped us to get what we needed to buy our dream home! We are so so grateful for how stress free the process was after a stressful attempt at doing it directly with the lender. We can’t wait to get moving now! Thank you both again so much!
25 Jun 2026
joe Christopher
Cannot rate Leo, Louise & Paula enough for their support and guidance during the process. Highly recommend!
16 Mar 2026
Helpful Guides
Our mortgage calculators are designed to provide an estimated figure based on the information you input.
While they’re a great starting point to explore your options, it’s always best to speak with a mortgage advisor for a more accurate assessment tailored to your specific circumstances.
Our mortgage advisors will consider factors like your credit history, income details, and personal situation to give you a precise figure.
Our mortgage calculators are simple to use and cover a variety of needs.
Our How Much Can I Borrow Calculator gives you an estimate of your borrowing potential based on your income.
The Repayment Calculator helps you see what your monthly repayments might look like.
For landlords, the Buy to Let Repayment Calculator offers tailored estimates and our Stamp Duty Calculator calculates potential tax costs when purchasing a property.
Additionally, our Remortgage Calculator can help you explore potential savings or new repayment terms when switching your mortgage.
Simply input your details, and the calculators will provide quick insights into your mortgage options.
Yes, all our mortgage calculators are completely free to use.
They’re available to help you gain a better understanding of your mortgage options without any obligation.
Whether you’re curious about how much you could borrow or the monthly repayments on a potential property, you can explore your options at no cost.
No, the information you enter into our mortgage calculators is not collected or stored.
These tools are designed to provide quick and anonymous estimates based on the details you input.
We respect your privacy, no data is saved or shared when using our calculators.
Getting in touch with a mortgage broker like us is recommended at several key stages in your journey.
If you’re starting to explore your options, a broker can provide expert advice tailored to your circumstances.
When you’re ready to apply for a mortgage, they can guide you through the process and help find the most suitable deal.
A mortgage broker is especially helpful if you have complex requirements, such as adverse credit, or if you’re unsure where to begin.
Speaking with a mortgage broker like us ensures you’re supported every step of the way.
The deposit amount you’ll need for a mortgage depends on the type of property and your personal situation.
For most residential mortgages, lenders typically require a deposit of at least 5% of the property value.
For Buy to Let mortgages, the minimum deposit is usually higher, often around 20-25%.
If you have bad credit, lenders may ask for a larger deposit to reduce their risk, which could range from 15% or more.
Using our calculators can give you an estimated figure, but for a personalised approach, speaking with a mortgage advisor is highly recommended to explore your options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Speak to an Advisor
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