Purchasing a home is a significant milestone that can be both exciting and nerve-wracking, especially for first time buyers in Leeds. At Leedsmoneyman, we understand that the process can be complex and be full of emotions that come with the process, and we are here to make it as stress-free as possible.
Our experienced mortgage broker in Leeds,have been providing top-tier mortgage advice in Leeds and guidance for over two decades, and we are committed to helping you navigate the world of mortgages with ease.
We take pride in our personalized approach to mortgage advice, recognising that each customer has a unique situation. Whether you are buying a property on your own or with a friend or relative, our dedicated team will work with you every step of the way to ensure your journey is smooth and simple.
If you are looking to purchase your first home in Leeds, but unsure if you are eligible for a mortgage. Then you’ll highly benefit from speaking with one of our knowledgeable mortgage advisors in Leeds.
When you apply for a mortgage, the lender will look at your financial and current circumstances to check your affordability. This includes assessing your annual salary and any other income and outgoings you have. On top of this, they will check your credit history and make sure that you are the sort of person who can manage their financial responsibility. All of these factors contribute to the maximum amount you can borrow for a mortgage.
How much you put down for a deposit will also determine the mortgages that are available to you.
As an open and honest Mortgage Broker in Leeds, we have a vast amount of knowledge regarding the various lending various available. With this knowledge, we are then able to look at your income, expenditure, and credit history to search 1000’s of deal to recommend the most suitable mortgage for your current circumstances.
A very popular question for First Time Buyers in Leeds asks because everyone likes to have an idea about the maximum amount they can borrow. We do have calculators available on our website but the results given are only estimate approximate figures. However, our mortgage advisors in Leeds will be able to help you get a more accurate maximum loan amount.
At the moment, there are a handful of different government schemes to help First Time Buyers onto the property ladder. This includes, Help to Buy Schemes, Lifetime ISAs, and the Right to Buy Scheme. For more information on these schemes feel free to navigate towards the guides section on our website.
Our experienced Mortgage Advisors understand and keep up-to-date with all the current government schemes available, this helps them answer any mortgage related questions you may have regarding the different Government schemes available.
As a first time buyer in Leeds, you have access to various mortgage options tailored to your needs. These include:
It’s crucial to consult with a mortgage broker in Leeds who can assess your financial situation and help you select the most suitable first-time buyer mortgage option. They can also assist you in finding the best deals available in the market.
Remember that mortgage availability and terms can change, so it’s essential to stay updated and seek professional advice when making important financial decisions.
As a Mortgage Broker in Leeds, our Mortgage Advisors in Leeds work from a large panel of lenders to search 1000s of deals to find you the most suitable mortgage product. Whereas if you approached your bank, they would be limited to offering only their products and not any other lenders.
We also work with a number of lenders who offer ‘Specialist’ products, each with varying criteria. We often find that customers who approach us have previously tried their banks but have been declined for a mortgage due to the strict lending criteria. In many of these cases, this is where we will be of assistance and provide you with expert mortgage advice in Leeds, 7 days a week.
We are usually able to offer same-day appointments with our Mortgage Advisors in Leeds, making the process much quicker than waiting for an appointment with your bank or building society.
Our Customers Love Us
4.98 Rating238 Reviews
Anonymous
Professionalism and transparency are key. Less is more, fat free service.
2 days ago
Sithabile
Chris was very efficient, kept to his appointment time and mortgage review was approved instantly.
1 week ago
Heidi
This is the second time using Wayne’s services for a new mortgage on our house purchase and he was phenomenal as always. Explains things in a way that I find easy to understand, and provides excellent advice. Thank you Wayne and team!
1 week ago
Oliver
Incredibly helpful and informative right from the start!
2 weeks ago
Shaun
As a returning customer I'm pleased to say the service is impeccable as always!
2 weeks ago
Diane
Thank you for a very friendly and efficient service.
1 month ago
Freya
I have been really impressed with the service provided and the advice from Malcolm who reassured me every step of the way and answered my somewhat silly and obvious questions. Would highly recommend.
1 month ago
Grant
BRILLIANT..no fuss no hassle no pressure...took the stress out of a potentially stressful time...thanks..Grant
1 month ago
Lindsey
Very helpful and made process simple
3 months ago
Rebecca
Leedsmoneyman was extremely helpful when getting my mortgage, Matt and the team were always happy to help and answer any questions I had and made getting a mortgage as stress free as possible. I would definitely recommend!
4 months ago
Krystal
Fantastic service from start to finish - quick responses times and didn’t push extra products would highly recommend
4 months ago
Dr
Excellent service
4 months ago
Sophie
Very helpful. They talk through the process at every step. We had Charlie helping us with our mortgage and he was excellent.
4 months ago
Luke
We recently used Moneyman for support with a new mortgage, the team were fantastic, supportive and responsive throughout the whole process. In a very stressful time of moving house, they have made everything x10 easier. We specifically worked with...
5 months ago
Matthew
Our advisor Matt Collinson has been so helpful and a pleasure to deal with. I would definitely recommend him.
5 months ago
Lauren
Wayne was great throughout. Understood our needs really well and catered to when we were free to chat. Followed up and finalized with his colleagues who were really helpful and it’s really such a friendly team. Couldn’t fault the service at all...
6 months ago
Soney
I have been in my current house for 6 years and have always relied on Leedsmoneyman to deal with my mortgage renewal, etc. We will always use Leedsmoneyman for our mortgage needs and highly recommend them to anyone thinking of applying for a...
6 months ago
Andie
Absolutely fantastic service from both Chris and Lizzi!! Always responded quickly and answered all our questions. Wouldn’t go to anyone else now.
6 months ago
Jessie
Jason and Paula were really helpful all the way through my mortgage application process. Jason answered my questions in detail and promptly. I would definitely recommend and use them again.
6 months ago
Anonymous
Super helpful - as a first time buyer I had no clue about the ins and outs of getting a mortgage but Jason made sure to help me understand the process as well as get me a great deal.
7 months ago
During your free mortgage appointment with our expert mortgage advisor in Leeds, will conduct a thorough assessment of your income and expenses.
Our team of experts can search 1000's of first time buyer deals in Leeds. This will set you on the right path towards becoming a homeowner. Following your appointment, we will promptly secure your mortgage agreement in principle (AIP), usually within 24 hours, a handy tool to have when making any offers on a property.
Once your offer on a property is accepted, our trusted mortgage advisor in Leeds will take care of submitting your mortgage application and forward any additional documentation required by the lender.
In addition to finding the most suitable mortgage deal for first time buyers in Leeds, our team is devoted to helping you obtain any insurance coverage to safeguard you and your loved ones financially.
We offer all of our customers a way to book a free mortgage appointment online to speak with a Mortgage Advisor in Leeds. We sometimes have evening and weekend appointments, so you can pick a time that’s convenient for you. Having worked in the mortgage industry for over 20 years, providing open and honest Mortgage Advice in Leeds, we have helped many First Time Buyers in Leeds get onto the property ladder.
At Leedsmoneyman, customer service is the heart of our team, and this really shows through our genuine customer reviews. We will always be open and honest with our Mortgage Advice in Leeds, making sure we secure you the most suitable mortgage that is available for your circumstances.
For over 20 years as a reputable Mortgage Broker in Leeds, we have provided nothing but open and honest Mortgage Advice in Leeds to many First Time Buyer in Leeds. Rest assured, you’re in safe hands with us.
If for any reason we are unable to secure you a mortgage at the time when you contact us. We will always try to advise on the right course of action to take, to hopefully improve your chances in the future.
If you are ready to make an offer, but need help in doing so, then our Mortgage Advice in Leeds team will be happy to help assist you with this. We can help you obtain a mortgage agreement in principle (AIP), an A.I.P. can help give you a better chance of your offer being accepted.
If you have had an offer accepted on a property, we can help get the process started on your full mortgage application. We always recommend speaking to a Mortgage Broker in Leeds like ourselves before making any offers. We can help check that you are eligible for a mortgage, and provide you an AIP to back up any offers you put down.
As we’ve mentioned above, at Leedsmoneyman, we can usually obtain a mortgage agreement in principle within 24 hours of your initial appointment. Again, it’s always a good idea to have an AIP prior to making any offers. This shows the vendor that you are a serious buyer and, in a better position, to proceed.
We tend to find some applicants have approached their bank for a mortgage, but got declined for a mortgage, this doesn’t mean that we won’t be able to help you. There may have been a reason as to why your bank declined your mortgage application. As a mortgage broker in Leeds, we work with a lot of lenders, some of which offer specialist products. We can look at your individual circumstances and recommend to you which is the right route to go down.
For more first time buyer mortgage advice in Leeds, please don’t hesitate to book your free mortgage appointment today. We are available 7 days and have appointments in the evenings and weekends, subject to availability. Our Mortgage Advisors in Leeds will be more than happy to answer all of your questions and look forward to speaking with you.
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