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Getting an Up-to-Date Credit Report

How credit reports can help Mortgage Advisor in Leeds

To recommend the most suitable mortgage for your circumstances, our Mortgage Advisors must build up a full picture of your financial situation. Therefore, as a Mortgage Broker, we strongly suggest to our new/ existing customers obtaining an up to date copy of your credit report.

The check my file credit report agency that we recommend will bring in your data from 4 credit reference agencies, giving you a more accurate insight into your profile. As the data held, in some instances, may vary depending on which credit reference agency caught your eye.

Seven stages you take to get an up to date credit report:

  1. Use Check My File they offer a 30-day free trial, which is £14.99 a month after that and can get cancelled at any time. The site (third party company) will open in a new window.
  2. The site will then ask you some security questions to verify your identity.
  3. Once you have logged in click the menu button (the three lines in the top right) and scroll to the bottom and click ‘View Full Site.’
  4. When you can see the full website zoom in to the top right and under Your Account section, you will see ‘Download Printable Version’ click this.
  5. A pop up will appear with ‘Your PDF Password’ (which is your date of birth), please click the green button ‘Download Printable Version.’
  6. A new window will open prompting you to enter your password. After you have entered this, you will see your PDF report which you then need to download/save. In any case, this will be Depending on which phone you are using.
  7. Once downloaded please email me across your report along with your date of birth.

What happens when I send my credit report to a Mortgage Broker in Leeds?

The steps involved in sending your Credit Report by email will differ depending on what device you are using, i.e. iPhone, Android, Desktop PC.

Once one of our Mortgage Advisors in Leeds has reviewed your credit report, we will then contact you to discuss your mortgage options in more detail.

As an expert Mortgage Broker in Leeds, we have in-depth knowledge of the various criteria set out by the lenders we work together alongside. Some of which are specialist lenders, see our Specialist Mortgage Advice in Leeds page for more information on this.  

Whether you are a First Time Buyer in Leeds or looking to Move Home in Leeds, we use this knowledge and expertise partnered with the information provided in your credit report to recommend the most suitable mortgage for you.  

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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