Do you need Critical Illness Cover in Leeds?

Is Critical Illness Insurance Essential?

Critical Illness – Are you Covered? | MoneymanTV

Critical illness cover is a long-term insurance policy covering severe illnesses listed within a policy.  

At the time of taking out the policy, you will need to disclose any underlying medical conditions. This may result in some illnesses getting excluded from the cover. Failure to disclose any underlying medical conditions could make the policy void in the event of a claim. 

This illness policy will pay out a one-off payment that will help pay for your mortgage, medical care or make modifications to your home, should you need it. 

What does critical illness cover? 

Critical illness insurance will pay out if you get one of the specific medical conditions or injuries listed in the policy. 

Please be aware that the policy will cover not all instances of a particular illness. The policy will state what specific conditions are covered and define these in the policy documentation. 

We tend to find some customers confuse critical illness cover with life insurance. Although they can be purchased together, they are entirely different in terms of what they cover. 

Examples of critical illnesses that might get covered include: 

???? Stroke 

???? Heart Attack 

???? Certain types and stages of cancer 

Most policies will also consider permanent disabilities resulting from injury or illness and other illnesses that aren’t listed above.

What isn’t covered? 

More severe forms of cancer and conditions not listed in the policy might not get covered. You probably won’t be covered for health problems you knew you had before you took out the insurance, and this type of insurance doesn’t payout if you pass away. 

What’s covered and what’s not will get sent in the policy details, so make sure you’re fully aware and check all documentation to make sure they protect your needs. 

Other types of insurance you might need 

Many insurance products can provide you with peace of mind should something go wrong. You can find out more in the links below: 

???? Do you need life insurance?

???? Do you need income protection insurance?

???? Do you need mortgage protection insurance?

Our Critical Illness Insurance Advice service in Leeds

We offer all of our customers a free, no-obligation protection review where we’ll have a look at any existing policies you have in place and assess their suitability. Remember, insurance is always hugely beneficial. 

Affordability plays a massive part in the real world. A good Mortgage Advisor in Leeds like us can tailor the type of cover to be the most suitable combination to your family’s priority and budget. 


Malcolm's
mortgage guides









What Does Remortgage in Leeds Mean?

Taking a look at what remortgage in Leeds means, what defines a remortgage in Leeds & the reasons that people may remortgage in Leeds.









Do You Need a Deposit to Remortgage in Leeds?

A look at whether or not you need a deposit if you are looking to take out a remortgage in Leeds on your property and what to consider.

Leedsmoneyman.com & Leedsmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

© 2023 Leedsmoneyman

Leedsmoneyman, Wizu Workspace, 32 Park Cross Street, Leeds, LS1 2QH.

Moneyman Logo







Moneyman Logo




Moneyman Logo

Ask Your Question





    Moneyman Logo

    Moneyman Logo







    Moneyman Logo

    Book your Free Consultation

    7 Days 8am - 10pm

    Moneyman Logo

    Moneyman Logo